Connect your ERP to Nykredit Bank.
Nykredit Bank is connected over Bank Connect on the BEC data centre. Payments go out as pain.001.001.03; status and statements come back as pain.002 and camt. We handle activation, certificates and formats.
Nykredit Bank at a glance
- Channel
- Bank Connect
- Data centre
- BEC
- Reg. no.
- 8117
- BIC
- NYKBDKKK
- Payments
- pain.001.001.03
- Status with us
- Supported
Published by Bank Connect
Bank Connect's list of financial institutions and its technical FAQ.
How Nykredit Bank is connected
| Channel | Bank Connect, the web service Danish banks share |
| Data centre | BEC |
| Registration number | 8117 |
| BIC | NYKBDKKK |
| Includes | Spar Nord Bank, merged in on 1 April 2026 |
| The agreement | Ordered from Nykredit Bank |
| From the bank | Agreement ID (formerly function ID) and an activation code |
| Certificate | Issued by BEC at activation, renewed over Bank Connect |
Spar Nord Bank became part of Nykredit Bank on 1 April 2026, and Spar Nord's own link between the bank and accounting software stopped that day at 16:00. Former Spar Nord customers connect to Nykredit Bank, whose BIC is NYKBDKKK.
If Spar Nord's old BIC, SPNODK22, is still in your data, we write NYKBDKKK in the payment file and give you a warning.
BankConnector
From our bank list, generated from the engine.
Payment types at Nykredit Bank
| Payment type | What it is for |
|---|---|
| Domestic account transfer | Transfers in Danish kroner to a Danish account, standard or same-day |
| Express transfer (straks) | A domestic transfer that arrives at once; the recipient's name is required |
| FIK payment | Danish payment slips, card types 01, 04, 15, 71, 73 and 75 |
| SEPA credit transfer | Payments in euro to accounts in the SEPA countries |
| International payment | Payments abroad and in other currencies; the recipient's name and a structured address are required |
SEPA Instant is not offered yet: no Bank Connect data centre has described how a SEPA Instant payment is to be marked, so payments in euro go as ordinary SEPA credit transfers.
Published by Bank Connect
The supported-solutions page and the solution matrix.
Formats
| Payments | pain.001.001.03 |
| Control reply and status | pain.002.001.03 |
| Intraday posting overview | camt.052.001.02, where the agreement includes it |
| Statement, end of day | camt.053.001.02 |
| Advices | camt.054.001.02, as far as the data centre offers them (below) |
| pain.001.001.09 | Not planned: Bank Connect keeps pain.001.001.03 |
Published by Bank Connect
The solution matrix and the data centres' pain.001 and pain.002 notes.
How BEC behaves
| Positive status (pain.002) | No |
| Status when a user rejects in the web bank | Yes |
| Insufficient funds as a status | No |
| Payment dated on a non-banking day | Rejected |
| Creditor BIC on international payments | Required |
| Charge bearer on international payments | Required |
| “?” in international payments | Allowed |
| camt.054 debit and credit advices | Yes |
| camt.054 complete booked entries | Yes |
| pain.002 error texts | Mixed, narrative |
BEC never confirms an accepted payment with a status message, so we read the settlement from the end-of-day statement (camt.053). A payment dated on a weekend or holiday is rejected, and international payments must carry the recipient bank's BIC and the charge bearer.
BankConnector
What is built and shipped for this bank today.
Where we are with Nykredit Bank
| Status | Supported |
| Built from | Bank Connect's format description for pain.001.001.03, version 1.2 |
| Payments | pain.001.001.03 |
| Charge bearer | SLEV on SEPA payments; on international payments your own choice, otherwise SHAR |
| Remittance text | Up to 140 characters |
| Name | Up to 70 characters |
BankConnector
BankConnector
Questions
- How do we connect Nykredit Bank to our ERP?
- Over Bank Connect. You order a Bank Connect agreement from Nykredit Bank and receive an agreement ID and an activation code. You enter them in BankConnector and the connection is activated; BEC issues the certificate. We already have Nykredit Bank's registration number, 8117.
- Which payments can we send from Nykredit Bank?
- The payment types are domestic account transfer, express transfer (straks), FIK payment, SEPA credit transfer and international payment. Payments go out as pain.001.001.03, and the bank's answers and statements come back as pain.002 and camt. SEPA Instant is not offered yet.
- How far along is BankConnector with Nykredit Bank?
- Supported
- Which data centre does Nykredit Bank run on?
- BEC. BEC sends no positive status for an accepted payment, so settlement is read from the end-of-day statement, and it rejects a payment dated on a non-banking day.
- We were customers of Spar Nord. Does this apply to us?
- Yes. Spar Nord Bank became part of Nykredit Bank on 1 April 2026, and the connection goes to Nykredit Bank, BIC NYKBDKKK. You order the Bank Connect agreement from Nykredit Bank.
- Why is there no positive status on our Nykredit Bank payments?
- Because Nykredit Bank runs on the BEC data centre, and BEC sends no status message when a payment is accepted. We read the settlement from the end-of-day statement (camt.053) instead.
If all of this looks like a lot, it does not have to be
Five steps to a live Nykredit Bank connection.
You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.
- 1
Order Bank Connect from Nykredit Bank
The agreement comes from the bank, not from Bank Connect. The bank will ask which statements you want, and whether payments are approved in its web bank or before they are sent. Our setup guide tells you exactly what to answer.
- 2
Enter the agreement ID and activation code
Nykredit Bank issues an agreement ID and a separate activation code. Those two values are all the setup form needs; we already hold the bank's registration number.
- 3
Activate
One press. We fetch the data centre's certificate, send a certificate request with your activation code, and store the certificate the data centre issues.
- 4
Choose your approval policy
Decide who approves payments before they leave, and the connection switches on.
- 5
Go live with one small payment
Start with one small payment and follow it all the way to your statement. Payments go out as pain.001 and status and statements come back as pain.002 and camt. We alert you well before the certificate expires.
Sources: Bank Connect's list of financial institutions, technical FAQ, supported solutions and Spar Nord's page on the move to Nykredit. BankConnector is not affiliated with Nykredit Bank, Bank Connect or BEC.