Germany · Sparkasse an Ennepe und Ruhr · EBICS
Connect Sparkasse an Ennepe und Ruhr without learning EBICS.
An order-type schedule with 3.0 BTF parameters, payee verification by order type, a 19:30 cut-off and free EBICS set-up. We handle the payments, the statements and every protocol step underneath.
Payee verification, by order type
CTV SCT / — / VOI / pain.001 Send CIV SCI / — / VOI / pain.001 Send CCT SCT / — / VOO / pain.001 Send CIP SCI / — / VOO / pain.001 Send VPZ REP / DE / VOP / pain.002 / ZIP Download
Published by the bank
The bank's imprint, statutes and price list, plus GLEIF and the Bundesbank bank-code file.
Bank details
| BIC | WELADED1GEV |
| Bank code | 454 500 50 |
| Legal name | Sparkasse an Ennepe und Ruhr – Zweckverbandssparkasse der Städte Gevelsberg, Ennepetal, Wetter (Ruhr) und Breckerfeld, Anstalt des öffentlichen Rechts |
| Registered office | Mittelstraße 2-4, 58285 Gevelsberg |
| Register · LEI | HRA 4761, Amtsgericht Hagen · 529900Q9NG75LYBEMR63 |
| VAT ID | DE 126455838 |
| Träger | Sparkassenzweckverband der Städte Gevelsberg, Ennepetal, Wetter (Ruhr) und Breckerfeld |
| Formed | 1 January 2022 — Sparkasse Gevelsberg-Wetter and Sparkasse Ennepetal-Breckerfeld |
| Predecessor bank code | 454 510 60 · WELADED1ENE — Sparkasse Ennepetal-Breckerfeld, -alt- |
| Association | Sparkassenverband Westfalen-Lippe |
| Supervision | European Central Bank · BaFin |
Published by the bank
The bank's EBICS page and its order-type schedule.
Access data
| EBICS address | Not published |
| Host ID | Not published |
| EBICS versions | Not published — the schedule carries 2.5 order types and 3.0 BTF |
| Bank key hashes | Not published |
| Gateway | ELKO bank computer |
| Signature types | Single · shared · distributed (VEU: first, second, transport) |
| Security medium | Chip card with PIN and card reader, or the S-Finanzcockpit app |
| Browser access | Online-Banking Business Pro |
| Blocking | 116 116, free of charge |
The bank activates EBICS for a business customer on request. Your Kunden-ID and Teilnehmer-ID are what identify you.
Published by the bank
The order-type schedule the bank publishes, dated April 2026.
Order types published by Sparkasse an Ennepe und Ruhr
| 2.5 | What it does | Dir | Message | Service | Scope | Option | Container |
|---|---|---|---|---|---|---|---|
| CCT | SEPA credit transfer, payee check opt-out | Send | pain.001 | SCT | — | VOO | — |
| CTV | SEPA credit transfer, payee check opt-in | Send | pain.001 | SCT | — | VOI | — |
| CCC | SEPA credit transfer, XML container | Send | pain.001 | SCT | DE | — | XML |
| XCT | SEPA credit transfer, wages and salary | Send | pain.001 | SCT | BIL | — | — |
| CIP | Instant credit transfer, payee check opt-out | Send | pain.001 | SCI | — | VOO | — |
| CIV | Instant credit transfer, payee check opt-in | Send | pain.001 | SCI | — | VOI | — |
| CCU | Euro urgent transfer | Send | pain.001 | XCT | DE | URG | — |
| AXZ | Foreign credit transfer, pain.001 | Send | pain.001 | XCT | DE | — | — |
| AZV | Foreign credit transfer, DTAZV — withdrawn 14 Nov 2026 | Send | dtazv | XCT | DE | — | — |
| CDD | SEPA core direct debit | Send | pain.008 | SDD | — | COR | — |
| CDC | SEPA core direct debit, XML container | Send | pain.008 | SDD | DE | COR | XML |
| CDB | SEPA B2B direct debit | Send | pain.008 | SDD | — | B2B | — |
| C2C | SEPA B2B direct debit, XML container | Send | pain.008 | SDD | DE | B2B | XML |
| C55 | SEPA payment recall, credit transfers and direct debits | Send | camt.055 | SCT · SDD | DE | — | — |
| C07 | SEPA direct debit reversal | Send | pain.007 | SDD | DE | — | — |
| CC7 | SEPA direct debit reversal, XML container — withdrawn 14 Nov 2026 | Send | pain.007 | SDD | DE | — | XML |
| 2.5 | What it does | Dir | Message | Service | Scope | Option | Container |
|---|---|---|---|---|---|---|---|
| C53 | End-of-day account statement | Download | camt.053 | EOP | DE | — | ZIP |
| C52 | Intraday transactions, not yet booked | Download | camt.052 | STM | DE | — | ZIP |
| C54 | Debit and credit notification | Download | camt.054 | STM | DE | — | ZIP |
| C5N | Credit advice for instant transfers — not available under the price list | Download | camt.054 | STM | DE | SCI | ZIP |
| CRZ | Payment status report, credit transfers — agreed separately | Download | pain.002 | REP | DE | SCT | ZIP |
| CIZ | Payment status report, instant transfers | Download | pain.002 | REP | DE | SCI | ZIP |
| CDZ | Payment status report, direct debits | Download | pain.002 | REP | DE | SDD | ZIP |
| VPZ | Payee verification status report | Download | pain.002 | REP | DE | VOP | ZIP |
| C29 | Result of a SEPA payment recall | Download | camt.029 | REP | DE | — | ZIP |
| BKA | Account statement as a signed PDF | Download | EOP | DE | — | ZIP | |
| DKI | Foreign-exchange rates in euro | Download | misc | OTH | BIL | 0DKI | — |
| WSS | Session data for real-time notifications, JSON | Download | wssparam | OTH | DE | — | — |
Four more release SEPA payments submitted by a service data centre, inside the distributed signature.
The rest are key management and protocol housekeeping. You never see one — we run them during setup and afterwards.
Direct debits, instant credit transfers, status reports, payment recalls and service-centre release may need a separate contract. Your agreement fixes which order types you get.
Published by the bank
The bank's price and services list, July 2026.
Cut-off times and business days
| Remote data transmission | 19:30 |
| Online-Banking · FinTS · self-service terminal | 19:30 |
| Branches | Close of business at each branch |
| Instant credit transfer | Cut-off does not apply — every calendar day is a business day |
| Business days | Every working day except Saturdays, 24 December and 31 December |
| SEPA core direct debit lodgement | 14 calendar days to 2 business days before due date, by 11:00 |
| SEPA B2B direct debit lodgement | 14 calendar days to 2 business days before due date, by 11:00 |
A cut-off is the point from which an order counts as received on the next business day. It does not apply where an instant credit transfer is authorised.
Published by the bank
The bank's price and services list, July 2026, and EBICS page.
What the bank charges
| Set up a Kunden-ID | Free |
| Set up an additional Kunden-ID | Free |
| Set up an account number for a DATEV Kunden-ID | Free |
| Set up a Teilnehmer-ID | Free |
| Set up an account | Free |
| Set up or change order types | Free |
| Remote data transmission per file, with or without electronic signature | Free |
| SEPA or instant credit transfer via EBICS, per batch booking | Free |
| SEPA or instant credit transfer via EBICS, per single order | 0,38 EUR |
| SEPA direct debit via EBICS, per batch booking · per single order | Free · 0,38 EUR |
| Electronic status report for a batch, per message | Free |
| Transaction information in electronic collectors | Free |
| Account transactions provided | 0,10 EUR per item |
| Credit advice for instant transfers (C5N) via the EBICS server | Not available |
The per-order prices apply to the Firmenkonto, Projektkonto, GiroImmobilien and GiroIndividual account models, the last beyond its free items. Other account models include them.
Published by the bank
The bank's format withdrawal page.
Formats
| SEPA credit transfer | pain.001.001.09 — pain.001.001.03 withdrawn Nov 2026 |
| SEPA direct debit | pain.008.001.08 — pain.008.001.02 withdrawn Nov 2026 |
| Payment status report | pain.002.001.10 — pain.002.001.03 withdrawn Nov 2026 |
| Foreign payment | pain.001.001.09_AXZ_GBIC_4 and higher — replaces DTAZV |
| Euro urgent transfer | pain.001.001.09_CCU_GBIC_4 and higher |
| Addresses | Structured or hybrid — unstructured rejected from Nov 2026 |
| Statements | camt version 08 only — MT940, MT942 and camt version 02 off since Nov 2025 |
| Payee verification | Credit transfers and instant credit transfers, from 5 Oct 2025 |
BankConnector
What is built and shipped for this bank today.
What our engine produces
| Payment format | pain.001.001.03 |
| Also produced | pain.001.001.09 — live for other banks today |
| Rulebook | German DK Anlage 3 v3.9 / 2025-03 |
| Charge bearer | SLEV |
| Batch booking | False |
| Remittance limit | 140 characters |
| Name limit | 70 characters |
| Character set | Latin — transliterated before the bank sees it |
| Payment types built | SEPA credit transfer · SEPA instant · domestic account transfer · international |
| Read back | camt, pain.002 — one normalised format |
| Not supported | Direct debits |
Published by the bank
Dates the bank has announced. What we do about each one is ours.
Upcoming events in our register
- Not published
Savings banks on this platform replace their EBICS bank keys, and yearly after. Sparkasse an Ennepe und Ruhr publishes neither a date nor the new hash values. Each institute sets its own date.
SEPA format versions 3.0 to 3.6 are withdrawn: credit transfers move to pain.001.001.09, direct debits to pain.008.001.08, status reports to pain.002.001.10, euro urgent transfers to pain.001.001.09_CCU_GBIC_4. Orders carrying unstructured addresses are rejected. Our engine emits pain.001.001.09 today, and canonical input 1.1 takes addresses as separate fields.
AZV (DTAZV foreign payments) and CC7 (direct debit reversal in an XML container) are withdrawn. Foreign payments move to AXZ, pain.001.001.09_AXZ_GBIC_4 and higher. We have never produced DTAZV.
If all of this looks like a lot · it does not have to be
Five steps to a live Sparkasse an Ennepe und Ruhr connection.
You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.
- 1
Request the agreement from Sparkasse an Ennepe und Ruhr
EBICS starts with paperwork. We draft the email, you send it, and you tell us when it has gone. There is nothing to configure until the bank replies.
- 2
Set up and send your keys
Enter the values from the agreement Sparkasse an Ennepe und Ruhr returns. We already hold the ones that are public, so most of the form is filled in. Then one press generates your three key pairs and sends the public halves.
- 3
Prove your identity on paper
EBICS confirms the key exchange on paper, by design. We print the initialisation letter carrying the fingerprints Sparkasse an Ennepe und Ruhr will check. You sign it by hand and send it.
- 4
Verify Sparkasse an Ennepe und Ruhr and go live
While you wait, we fetch the bank's public keys and check them against the fingerprints it gives you over a separate channel. When that lands, you choose which approval policy governs payments here, and the connection switches on.
- 5
You are now in production with Sparkasse an Ennepe und Ruhr
Payments go out as pain.001 and statements come back as camt. The connection runs unattended from here.
Sources — the bank’s EBICS page, its EBICS order-type schedule dated April 2026, its price and services list dated July 2026, its format withdrawal page, its imprint and statutes, the GLEIF record, the Deutsche Bundesbank bank-code file, and the EBICS specifications published by Die Deutsche Kreditwirtschaft. BankConnector is not affiliated with Sparkasse an Ennepe und Ruhr.