Germany · Postbank · Deutsche Bank AG · EBICS
Connect Postbank without learning EBICS.
Four EBICS versions on Host ID POSTBANK, payee verification chosen by order type, and a 15:30 cut-off for SEPA credit transfers. We handle the payments, the statements and every protocol step underneath.
The host, checked live
<ebicsHEVResponse xmlns="http://www.ebics.org/H000"> <ReturnCode>000000</ReturnCode> <ReportText>[EBICS_OK] OK</ReportText> <VersionNumber ProtocolVersion="H002">02.30</VersionNumber> <VersionNumber ProtocolVersion="H003">02.40</VersionNumber> <VersionNumber ProtocolVersion="H004">02.50</VersionNumber> <VersionNumber ProtocolVersion="H005">03.00</VersionNumber> </ebicsHEVResponse>
Published by the bank
The bank's imprint and SEPA pages. LEI from GLEIF.
Bank details
| BIC | PBNKDEFF — PBNKDEFFXXX in 11-character form |
| Name | Postbank – eine Niederlassung der Deutsche Bank AG |
| Address | Bundeskanzlerplatz 6, 53113 Bonn |
| Legal entity | Deutsche Bank AG, registered office Frankfurt am Main |
| Register | HRB 30 000, Amtsgericht Frankfurt am Main |
| LEI | 7LTWFZYICNSX8D621K86 — Deutsche Bank AG |
| VAT ID | DE 114103379 |
| Supervisors | European Central Bank · BaFin |
Postbank is a branch of Deutsche Bank AG, not a separate legal entity. It runs its own EBICS host under its own Host ID, POSTBANK.
Checked live
Measured against the live host, with the bank's remote data transmission conditions and key-length recommendations.
Access data
| EBICS address | https://ebanking.postbank.de/tristan/ebics |
| Host ID | POSTBANK |
| Protocol versions | H002 (02.30), H003 (02.40), H004 (02.50), H005 (03.00) |
| Your IDs | Partner ID and User ID · System ID for a technical participant |
| Signature classes | E single · A first · B second · T transport |
| Distributed signature | VEU — the way it is used must be agreed with the bank |
| Recommended procedures | A006 · X002 · E002, RSA keys of at least 2048 bits |
| Recommended transport | TLS 1.2 |
| Bank key hashes | Not published — given over a second, separately agreed channel |
| Self-blocking | SPR blocks the User ID it is sent under |
| Technical specification | Published at www.ebics.de |
Published by the bank
The bank's payee-verification briefing for EBICS and its MT942 conditions.
Order types published by Postbank
| 2.5 | What it does | 3.0 BTF | Direction |
|---|---|---|---|
| CCT | SEPA credit transfer, payee check opt-out | SCT//VOO/pain.001/ | Send |
| CTV | SEPA credit transfer, payee check opt-in | SCT//VOI/pain.001/ | Send |
| CIP | Instant credit transfer, payee check opt-out | SCI//VOO/pain.001/ | Send |
| CIV | Instant credit transfer, payee check opt-in | SCI//VOI/pain.001/ | Send |
| CCX | Approval of a service data centre's credit transfer file, opt-out | SCT/DE/0CCX/pain.001/SV | Send |
| VCX | Approval of a service data centre's credit transfer file, opt-in | SCT/DE/0VCX/pain.001/SV | Send |
| VPZ | Payee verification status report | REP/DE/VOP/pain.002/ZIP | Download |
| VMK | Intraday transactions, SWIFT MT942 | Not published | Download |
The service option VOO in the opt-out BTFs is optional. Opting out is open to non-consumers only: where consumer accounts sit in the EBICS mandate, the opt-out order types are removed. Instant credit transfers go in as a batch under CIP, with a requested execution date and time.
An opt-in file discards any signature given before submission. It enters the distributed signature only once its VPZ report is on the server, and is then authorised or cancelled whole. Partial authorisation is not possible.
Distributed signature, protocol retrieval and key housekeeping. You never see one — we run them during setup and afterwards.
Published by the bank
The bank's price and services list of 1 July 2026 and its conditions for remote data transmission.
Cut-off times and execution
| SEPA credit transfer, online banking and EBICS | 15:30 on the bank's business days |
| Foreign transfer, online banking and EBICS | 12:00 on the bank's business days |
| SEPA instant, price list | All day, every calendar day |
| SEPA instant over EBICS, remote data transmission conditions | TARGET business days only; SEPA credit transfer acceptance times apply |
| Instant processing over EBICS | Minutes rather than seconds, by number of transactions |
| Urgent domestic payment | Same-day value by 14:00 · 14:00 to 16:30 best efforts · after 16:30 next working day |
| Urgent euro foreign payment | Same-day value by 15:30 · 15:31 to 16:30 best efforts · after 16:30 next working day |
| Paperless euro transfer, EEA | Arrives within 1 business day |
| SEPA instant execution | Maximum 10 seconds |
| Business days | Every weekday except Saturdays, 24 and 31 December · every day for instant |
The price list and the remote data transmission conditions differ on instant credit transfers submitted by EBICS: every calendar day in the first, TARGET business days under SEPA credit transfer acceptance times in the second. An urgent payment is one marked with the corresponding business transaction code and carrying an electronic signature.
Published by the bank
The bank's Business Giro price information of 1 June 2026 and its foreign payments page.
Fees
| EBICS set-up and monthly fee | Not published |
| Electronic statement, camt or MT | On request |
| Paperless SEPA booking, Business Giro aktiv · aktiv plus · Business Giro | 0,28 EUR · 0,22 EUR · 0,12 EUR |
| Foreign transfer, credited to the payee's account | 0.8‰ of the amount, min 6,00 EUR, max 40,00 EUR |
| Foreign transfer, all charges paid by the payer (OUR) | Plus a flat 25,00 EUR |
Published by the bank
The bank's payee-verification briefing, its structured-address briefing of March 2026 and its MT942 conditions.
Formats
| SEPA credit transfer · SEPA instant | pain.001.001.09, DK Anlage 3 version 3.9 |
| Also accepted, until further notice | pain.001.001.03 for both · pain.001.001.08 for instant |
| Payee verification report | pain.002 in a ZIP container, under VPZ |
| Account statements | camt or MT on request |
| Intraday information | MT942 under VMK — held up to 30 days, retrievable once |
| Structured and hybrid addresses | pain.001 v03 and v09 · pain.008 v02 and v08 |
| Creditor name length | 70 characters SEPA · 140 international and urgent |
| Unstructured beneficiary address | Permitted until November 2026 |
| pain.001.001.03 end date | Not published |
| DTAZV end date | Not published |
BankConnector
What is built and shipped for this bank today.
What our engine produces
| Payment format | pain.001.001.03 |
| Also produced | pain.001.001.09 — live for other banks today |
| Rulebook | German DK Anlage 3 v3.9 / 2025-03 |
| Charge bearer | SLEV |
| Batch booking | False |
| Remittance limit | 140 characters |
| Name limit | 70 characters |
| Character set | Latin — transliterated before the bank sees it |
| Payment types built | SEPA credit transfer · SEPA instant · domestic account transfer · international |
| Read back | camt, pain.002 — one normalised format |
| Not supported | Direct debits |
Published by the bank
Dates the bank has announced. What we do about each one is ours.
Upcoming events in our register
Addresses in international and urgent payments must be structured or hybrid, in pain.001 v03 and v09 alike. Until November 2026 Postbank still reformats a beneficiary address that lacks a town or country. Canonical input 1.1 takes addresses as separate fields.
- Not published
Postbank accepts pain.001.001.03 until further notice and names no end date. We produce pain.001.001.09 and have never produced DTAZV.
If all of this looks like a lot · it does not have to be
Five steps to a live Postbank connection.
You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.
- 1
Request the agreement from Postbank
EBICS starts with paperwork. We draft the email, you send it, and you tell us when it has gone. There is nothing to configure until the bank replies.
- 2
Set up and send your keys
Enter the values from the agreement Postbank returns. We already hold the ones that are public, so most of the form is filled in. Then one press generates your three key pairs and sends the public halves.
- 3
Prove your identity on paper
EBICS confirms the key exchange on paper, by design. We print the initialisation letter carrying the fingerprints Postbank will check. You sign it by hand and send it.
- 4
Verify Postbank and go live
While you wait, we fetch the bank's public keys and check them against the fingerprints it gives you over a separate channel. When that lands, you choose which approval policy governs payments here, and the connection switches on.
- 5
You are now in production with Postbank
Payments go out as pain.001 and statements come back as camt. The connection runs unattended from here.
Sources — Postbank’s electronic banking page, its conditions for remote data transmission (923 933 068, in force from July 2023), its recommendations on EBICS security procedures and key lengths of 21 November 2021, its conditions for intraday information as MT942 (923 933 048), its payee-verification briefing for EBICS of August 2025, its customer information on payee verification of October 2025, its structured-address briefing of March 2026, its price and services list of 1 July 2026, its Business Giro price information of 1 June 2026, its conditions for credit transfers of October 2025, its SEPA, instant and foreign payments pages, its imprint, the GLEIF record for Deutsche Bank AG, and the EBICS specifications published by Die Deutsche Kreditwirtschaft. BankConnector is not affiliated with Deutsche Bank AG or Postbank.
How BankConnector handles the pain.001.001.09 migration, bank by bank →