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Switzerland  ·  Valiant Bank AG  ·  EBICS

Connect Valiant without learning EBICS.

EBICS 2.5 and 3.0 on Host ID VABEBICS, bank key hashes on its EBICS page, free of charge, with every payment released through the distributed signature. We handle the payments, the statements and every protocol step underneath.

The host, checked live

<ebicsHEVResponse xmlns="http://www.ebics.org/H000">
  <ReturnCode>000000</ReturnCode>
  <ReportText>[EBICS_OK] OK</ReportText>
  <VersionNumber ProtocolVersion="H003">02.40</VersionNumber>
  <VersionNumber ProtocolVersion="H004">02.50</VersionNumber>
  <VersionNumber ProtocolVersion="H005">03.00</VersionNumber>
</ebicsHEVResponse>

Host ID

VABEBICS

EBICS 2.5

H004

EBICS 3.0

H005

Answered in

0.15 s

Published by the bank

The bank's imprint, IBAN/SWIFT page and portrait factsheet; the Swiss UID register, GLEIF and FINMA.

Bank details

BICVABECH22XXX
Clearing number (BC number)6300
Legal nameValiant Bank AG (Banque Valiant SA)
Legal formAktiengesellschaft (AG) — company limited by shares
Registered officeBundesplatz 4, 3011 Bern
UIDCHE-105.944.759
Commercial registerCH-035.3.014.676-4, Bern
LEI529900Z7NMGN5XV0RV34
ParentValiant Holding AG — direct consolidating parent in GLEIF
PresenceActive only in Switzerland · locally rooted in 15 cantons
SupervisionFINMA — authorised bank, supervisory category 3
Switchboard+41 31 320 91 11

Checked live

Measured against the live host, at the address and Host ID on the bank's EBICS page.

Access data

EBICS addresshttps://ebics.swisscom.com/ebics-server/ebics.aspx
Host IDVABEBICS
Port443
Protocol versionsH003 (02.40), H004 (02.50) and H005 (03.00)
Customer ID and User IDIssued by Valiant

Published by the bank

The bank's EBICS page, its EBICS product description and its VEU-app installation guide.

Keys, signatures and the agreement

PriceFree of charge
AvailabilityAround the clock
Versions on the EBICS pageH004 and H005
AuthenticationX002
EncryptionE002
Electronic signature versionNot published
Key lengthNot published
Bank key hashesPublished on the EBICS page for X002 and E002, one value each for H004 and H005
Key changesHCA (authentication and encryption) · HCS (signature, authentication and encryption)
Blocking accessSPR
Distributed signature (VEU)EBICS offered only with VEU · orders are transmitted to the bank but not booked until the authorised signatories release them
VEU appEBICS VEU-App by Subsembly, iOS and Android, free of charge · access data from the enclosed letter · INI letter printed, signed and sent to Valiant
INI letter addressValiant Bank AG, Electronic Banking, Postfach, 3001 Bern
Key releaseValiant checks the keys from the INI letter and releases them within at most two working days
Checking the bank keysCompared in the app against the bank keys in the «EBICS-Zugangsdaten» letter before confirming
End of EBICS 2.5Not published
Customer centre031 320 91 11 · Mon–Fri 07:30–21:00 · Sat 09:00–17:00

Published by the bank

The “Bankparameter für EBICS” list on the bank's EBICS page.

Order types published by Valiant

Order typeDirWhat it doesContainer
XE2SendPayment orders in ISO 20022 format (CH) — pain.001, CH schema
Z01DownloadPayment status report for everything (CH)
C52DownloadPending entries, camt.052ZIP
C53DownloadAccount statements, camt.053ZIP
C54DownloadCredit and debit notifications, camt.054ZIP

Valiant publishes EBICS 2.5 order types only. EBICS 3.0 BTFs: Not published.

The distributed-signature order types: adding a signature, cancelling, the overview with additional information, the overview, VEU status and transaction details.

HVEHVSHVZHVUHVDHVT

The administrative order types: key initialisation, the customer protocol, supported versions, the bank’s public keys and parameters, retrievable order types, customer and subscriber data, blocking, key changes and certificate submission. You never see one — we run them during setup and afterwards.

INIHIAHACHEVHPBHPDHAAHCSHKDHTDSPRHCAPUBH3K

Published by the bank

The bank's EBICS page and its Basisdokument (AGB), clause 14.

Cut-off times and execution

EBICS cut-offNot published
Cut-off timesCommunicated to the customer in suitable form
Orders after the cut-offAs a rule executed on the next bank working day
No execution date in the orderExecuted taking the applicable cut-off times into account

Published by the bank

The formats list on the bank's EBICS page and its EBICS product description.

Formats

pain.001Payment order, CH schema — version not published
pain.002Status report
pain.008LSV direct debit order
camt.052Intraday statement
camt.053Account statement · account statement with detail
camt.054Booking notification · ESR detail notification
Bank documentsE-documents (zdf) · EVV documents (zcp)
MT940With IBAN — listed as a former format
Charge bearerNot published
Batch bookingNot published
Debtor agentNot published
Remittance informationNot published
Structured addressesNot published
End of MT940Not published

BankConnector

What is built and shipped for this bank today.

What our engine produces

Payment formatpain.001.001.09 (Swiss Payment Standards, ch.03 schema)
GuidelineSwiss Payment Standards 09/ch.03, published by SIX
Charge bearerSLEV on SEPA payments · SHAR on all others
Batch bookingFalse
Remittance limit140 characters
Name limit70 characters
Character setLatin — transliterated before the bank sees it
Payment types builtSEPA credit transfer · Swiss domestic transfer · QR-bill payment · international
Read backcamt, pain.002 — one normalised format
Not supportedDirect debits

BankConnector

Questions

What is Valiant's EBICS Host ID and URL?
Host ID VABEBICS, address https://ebics.swisscom.com/ebics-server/ebics.aspx, port 443. Valiant publishes both on its EBICS page, together with the hash values of its X002 and E002 bank keys. Your customer ID and user ID are issued by Valiant.
Which EBICS versions does Valiant support?
Valiant's EBICS page names protocol versions H004 (EBICS 2.5) and H005 (EBICS 3.0); the host answers H003 (02.40), H004 (02.50) and H005 (03.00). Valiant has published no end date for EBICS 2.5.
Does Valiant require the distributed electronic signature (VEU)?
Yes. Valiant offers EBICS only with VEU. Payment orders are transmitted to the bank but not booked until the authorised signatories release them, for example in the free EBICS VEU-App by Subsembly. Valiant checks the keys on the signed INI letter and releases them within at most two working days.
Which order types does Valiant publish for EBICS?
Payments upload with XE2 (pain.001, CH schema). Downloads are Z01 (payment status report), C52 (camt.052), C53 (camt.053) and C54 (camt.054), the camt files in a ZIP archive. The VEU order types are HVE, HVS, HVZ, HVU, HVD and HVT. Valiant publishes no EBICS 3.0 BTF list.
What is Valiant's payment cut-off time for EBICS files?
Valiant publishes no cut-off time for EBICS. Its general terms state that cut-off times are communicated to the customer in suitable form, and that an order received after the cut-off can as a rule only be executed on the next bank working day.
Can I connect my ERP to Valiant?
Yes. You send canonical JSON and BankConnector produces the pain.001.001.09 file the Swiss Payment Standards describe, then reads camt and pain.002 back into one normalised format. SEPA credit transfers, Swiss domestic transfers, QR-bill payments and international payments are supported. Direct debits are not.

If all of this looks like a lot  ·  it does not have to be

Five steps to a live Valiant connection.

You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.

  1. 1

    Request the agreement from Valiant

    EBICS starts with paperwork. We draft the email, you send it, and you tell us when it has gone. There is nothing to configure until the bank replies.

  2. 2

    Set up and send your keys

    Enter the values from the agreement Valiant returns. We already hold the ones that are public, so most of the form is filled in. Then one press generates your three key pairs and sends the public halves.

  3. 3

    Prove your identity on paper

    EBICS confirms the key exchange on paper, by design. We print the initialisation letter carrying the fingerprints Valiant will check. You sign it by hand and send it.

  4. 4

    Verify Valiant and go live

    While you wait, we fetch the bank's public keys and check them against the fingerprints it gives you over a separate channel. When that lands, you choose which approval policy governs payments here, and the connection switches on.

  5. 5

    You are now in production with Valiant

    Payments go out as pain.001 and statements come back as camt. The connection runs unattended from here.

Sources — Valiant’s EBICS page, its EBICS product description, its VEU-app installation guide, its Basisdokument (general terms), its portrait factsheet, its imprint and its IBAN/SWIFT page; the bank’s entries in the Swiss UID register, in GLEIF and in FINMA’s list of authorised banks. BankConnector is not affiliated with Valiant Bank AG.

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