Connect Naspa without learning EBICS.
EBICS 2.5 and 3.0 on Host ID HE7-ELKO, a 16:00 cut-off for remote data transmission, and statements in camt only. We handle the payments and every protocol step underneath.
The host, checked live
<ebicsHEVResponse xmlns="http://www.ebics.org/H000"> <ReturnCode>000000</ReturnCode> <ReportText>[EBICS_OK] OK</ReportText> <VersionNumber ProtocolVersion="H004">02.50</VersionNumber> <VersionNumber ProtocolVersion="H005">03.00</VersionNumber> </ebicsHEVResponse>
Host ID
HE7-ELKO
EBICS 2.5
H004
EBICS 3.0
H005
Answered in
0.29 s
Published by the bank
The bank's imprint and annual report.
Bank details
| BIC | NASSDE55XXX |
| Bank code | 510 500 15 |
| Legal name | Nassauische Sparkasse, Anstalt des öffentlichen Rechts |
| Registered office | Rheinstraße 42–46, 65185 Wiesbaden |
| Register | HRA 4647, Wiesbaden |
| LEI | 529900CJAJ0HDPPKUI53 |
| VAT ID | DE 113821300 |
| Träger | Sparkassenzweckverband Nassau, a Körperschaft des öffentlichen Rechts |
| Zweckverband members | Wiesbaden, Frankfurt am Main, Hochtaunuskreis, Limburg-Weilburg, Main-Taunus, Rheingau-Taunus, Rhein-Lahn and Westerwaldkreis |
| Supervision | BaFin, European Central Bank and Hessisches Wirtschaftsministerium |
Checked live
Measured against the live host.
Access data
| EBICS address | https://he7ebics.sparkasse-banking.de/ebicsweb/ebicsweb |
| Host ID | HE7-ELKO |
| Protocol versions | H004 (02.50) and H005 (03.00) |
| Answered in | 0.29 s |
| Gateway operator | Finanz Informatik, one instance per institute |
| Bank key hashes | One authentication key hash and two certificate hashes |
| Distributed signature | VEU, required to release an order that carried a payee check |
| Statement formats | camt.053, camt.052, camt.054, all version 08 |
| Same-day cut-off | 16:00 on Naspa business days, remote data transmission |
| Direct debit lodgement | 28 calendar days to 1 business day before due date, by 12:00 |
The gateway is a Sparkassen-Finanzgruppe platform with one instance per institute. The Host ID and the address are the same for every Naspa customer. Your Kunden-ID and Teilnehmer-ID are what identify you, and both are issued with the agreement.
Published by the bank
The schedule the bank publishes, dated 25 February 2020.
Order types published by Naspa
| 2.5 | What it does | Dir | Message | Service | Scope | Option | Container |
|---|---|---|---|---|---|---|---|
| CCT | SEPA credit transfer | Send | pain.001 | SCT | |||
| CCC | SEPA credit transfer, XML container | Send | pain.001 | SCT | DE | XML | |
| XCT | SEPA credit transfer | Send | pain.001 | SCT | BIL | ||
| CIP | Instant credit transfers, batch | Send | pain.001 | SCI | DE | ||
| CCU | Same-day urgent transfer in euro | Send | pain.001 | XCT | DE | URG | |
| AZV | Foreign credit transfer, DTAZV | Send | dtazv | XCT | DE | ||
| CDD | SEPA core direct debit | Send | pain.008 | SDD | COR | ||
| CDC | SEPA core direct debit, XML container | Send | pain.008 | SDD | DE | COR | XML |
| CDB | SEPA B2B direct debit | Send | pain.008 | SDD | B2B | ||
| C2C | SEPA B2B direct debit, XML container | Send | pain.008 | SDD | DE | B2B | XML |
| GBZ | GeldKarte transaction data | Send | bzahl | OTH | DE | ||
| AIA | Import letter of credit | Send | dtalc | IDC | DE | ||
| AID | Import letter of credit, document lodgement | Send | dtalca | IDC | DE | ||
| C53 | End-of-day account statement | Download | camt.053 | EOP | DE | ZIP | |
| STA | End-of-day statement, SWIFT MT940 | Download | mt940 | EOP | DE | ||
| C52 | Intraday transactions, not yet booked | Download | camt.052 | STM | DE | ZIP | |
| VMK | Intraday transactions, SWIFT MT942 | Download | mt942 | STM | DE | ||
| C54 | Debit and credit notification, batch detail | Download | camt.054 | STM | DE | ZIP | |
| CRZ | Payment status report, credit transfers | Download | pain.002 | REP | DE | SCT | ZIP |
| CIZ | Payment status report, instant transfers | Download | pain.002 | REP | DE | SCI | ZIP |
| CDZ | Payment status report, direct debits | Download | pain.002 | REP | DE | SDD | ZIP |
| BKA | Account statement as a signed PDF | Download | EOP | DE | ZIP | ||
| DKI | Foreign-exchange rates in euro | Download | misc | OTH | BIL | 0DKI | |
| EAB | Export letter of credit | Download | dtaea | EDC | DE | ||
| EAD | Export letter of credit, settlement | Download | dtaead | EDC | DE | ||
| AKA | Import letter of credit | Download | dtalcr | IDC | DE | ||
| AKD | Import letter of credit, settlement | Download | dtalcd | IDC | DE | ||
| GRC | GeldKarte processing result files | Download | misc | OTH | BIL | 0GRC |
Two rows of that schedule are already dead. STA and VMK carry MT940 and MT942, and Naspa switched both off in November 2025 along with camt version 02. Statements arrive as camt version 08.
Three more submit through a service data centre and are settled inside the distributed signature.
The rest are key management and protocol housekeeping. You never see one, because we run them during setup and afterwards.
Published by the bank
The bank's notice on the statutory credit-transfer changes.
Payee verification order types
| 2.5 | What it does | 3.0 BTF | Direction |
|---|---|---|---|
| CTV | SEPA credit transfer, payee check opt-in | SCT//VOI/pain.001 | Send |
| CIV | Instant credit transfer, payee check opt-in | SCI//VOI/pain.001 | Send |
| CCT | SEPA batch transfer, payee check opt-out | SCT//VOO/pain.001 | Send |
| CIP | Instant batch transfer, payee check opt-out | SCI//VOO/pain.001 | Send |
| VPZ | Payee verification status report | REP/DE/VOP/pain.002/ZIP | Download |
All five are available since 5 October 2025. A single credit transfer is always checked; a batch of more than one transaction is the corporate’s choice. Under EBICS a checked batch can only be released or refused whole (partial authorisation is not possible), and the distributed electronic signature is required to do either.
Published by the bank
The bank's price and services list, Fassung 10.07.2026, v22.3.
What the bank charges to set it up
| Set up a Kunden-ID | 50,00 EUR once |
| Provide a Kunden-ID | 7,50 EUR per month |
| Set up an additional Kunden-ID | 50,00 EUR once |
| Provide an additional Kunden-ID | 7,50 EUR per month |
| Set up a Teilnehmer-ID | Free |
| Set up an account | Free |
| Account number for a DATEV or other data-centre Kunden-ID | Free |
| Add an access or participation authorisation | 25,00 EUR per order |
| Other changes to electronic account keeping | 25,00 EUR per order |
| Set up an account for processing via a data centre | 25,00 EUR once |
| Data transfer per file, with or without electronic signature | 0,35 / 0,25 / 0,12 EUR |
| Electronic statement, camt.053 | 7,50 EUR per account per month |
| Electronic advice, camt.052 | Free |
| Access via Online-Banking Business Pro | 300,00 EUR once, 15,00 EUR per month, plus VAT |
The three per-file figures are the Giro Business, Giro Business Plus and Giro Business Pro account models in that order. Per-transaction pricing follows the same split and is not in this table.
BankConnector
What is built and shipped for this bank today.
What our engine produces
| Bank key | naspa-de |
| Payment format | pain.001.001.03 |
| Also produced | pain.001.001.09, live for other banks today |
| Rulebook | German DK Anlage 3 v3.9 / 2025-03 |
| Charge bearer | SLEV |
| Batch booking | false |
| Remittance limit | 140 characters |
| Name limit | 70 characters |
| Character set | Latin, transliterated before the bank sees it |
| Payment types built | SEPA credit transfer, SEPA instant, domestic, international |
| Read back | camt.053, camt.052, camt.054 and pain.002, in one format |
| Not supported | Direct debits |
Naspa offers CDD, CDC, CDB and C2C for direct debits. Our engine produces none of them.
BankConnector
Questions
- What is Naspa's EBICS URL and Host ID?
- The address is https://he7ebics.sparkasse-banking.de/ebicsweb/ebicsweb and the Host ID is HE7-ELKO. The host answers on EBICS 2.5 (H004, 02.50) and EBICS 3.0 (H005, 03.00). Both values are the same for every Naspa customer; your Kunden-ID and Teilnehmer-ID are what identify you.
- What is Naspa's EBICS cut-off time?
- 16:00 on Naspa business days for remote data transmission, which is what EBICS is under the bank's price list. That is the point from which an order counts as received on the next business day. It does not apply where an instant credit transfer is authorised. SEPA direct debits must arrive at the earliest 28 calendar days and at the latest 1 business day before the due date, by 12:00, core and B2B alike.
- When does Naspa move to pain.001.001.09?
- November 2026. Naspa names the month and no day. SEPA format versions 3.0 to 3.6 are withdrawn with the older pain formats: credit transfers move to pain.001.001.09, direct debits to pain.008.001.08 and status reports to pain.002.001.10. Foreign payments move from DTAZV to pain.001.001.09_AXZ_GBIC_4 and higher, euro urgent transfers to pain.001.001.09_CCU_GBIC_4 and higher, and unstructured addresses are rejected.
- Which Naspa order types carry payee verification?
- CTV for a SEPA credit transfer and CIV for an instant credit transfer opt in; CCT and CIP opt out. VPZ returns the result as a pain.002 report. All five have been available since 5 October 2025. The distributed electronic signature is required to release or cancel an order that carried a payee check, and a batch can only be released or refused whole.
- What does EBICS cost at Naspa?
- 50,00 euro once to set up a Kunden-ID and 7,50 euro per month to provide it, the same again for each additional Kunden-ID. A Teilnehmer-ID and an account are free. Adding an access or participation authorisation costs 25,00 euro per order, as does any other change to the electronic account-keeping contract. An electronic camt.053 statement is 7,50 euro per account per month; camt.052 advice is free.
- Can I connect my ERP to Naspa?
- Yes. You send canonical JSON and BankConnector produces the pain.001 credit transfer file the German DK Anlage 3 rulebook requires, then reads camt.053, camt.052, camt.054 and pain.002 back into one normalised format. SEPA credit transfers, SEPA instant, domestic account transfers and international payments are supported. Direct debits are not.
Published by the bank
Dates the bank has announced. What we do about each one is ours.
Upcoming events in our register
- Not published
Savings banks on this platform replace their public EBICS bank certificates and the hash values for the authentication and encryption keys, and yearly after. Naspa publishes neither a date nor the new hash values.
SEPA format versions 3.0 to 3.6 are withdrawn with the older pain formats. Credit transfers move to pain.001.001.09, direct debits to pain.008.001.08, status reports to pain.002.001.10. Naspa names the month and no day. Our engine emits pain.001.001.09 today.
AXZ replaces DTAZV for foreign payments, as pain.001.001.09_AXZ_GBIC_4 and higher. Euro urgent transfers move to pain.001.001.09_CCU_GBIC_4 and higher. We have never produced DTAZV.
Payment orders carrying unstructured addresses are rejected. Structured needs at least town and country; hybrid allows the rest in at most two AdrLine fields. Canonical input 1.1 has taken those as separate fields since it shipped.
If all of this looks like a lot, it does not have to be
Five steps to a live Naspa connection.
You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.
- 1
Request the agreement from Naspa
EBICS starts with paperwork. We draft the email, you send it, and you tell us when it has gone. There is nothing to configure until the bank replies.
- 2
Set up and send your keys
Enter the values from the agreement Naspa returns. We already hold the ones that are public, so most of the form is filled in. Then one press generates your three key pairs and sends the public halves.
- 3
Prove your identity on paper
EBICS confirms the key exchange on paper, by design. We print the initialisation letter carrying the fingerprints Naspa will check. You sign it by hand and simply email the bank a scan; the original goes by post only if the bank asks for it.
- 4
Verify Naspa and go live
While you wait, we fetch the bank's public keys and check them against the fingerprints it gives you over a separate channel. When that lands, you choose which approval policy governs payments here, and the connection switches on.
- 5
Go live with one small payment
Start with one small payment and follow it all the way to your statement. Then you are in production with Naspa: payments go out as pain.001, statements come back as camt, and the connection runs unattended from here.
Sources: Naspa’s EBICS page, its Electronic Banking mit EBICS order-type schedule dated 25 February 2020, its Formatabkündigung notice, its notice on the statutory changes to credit transfers, its Preis- und Leistungsverzeichnis (Fassung 10.07.2026, v22.3), its imprint and its annual report, and the EBICS specifications published by Die Deutsche Kreditwirtschaft. BankConnector is not affiliated with Nassauische Sparkasse.
How BankConnector handles the November 2026 pain.001.001.09 migration for Naspa →