Connect NORD/LB without learning EBICS.
EBICS 2.5 and 3.0 on Host ID I81-ELKO, a 10:30 cut-off for foreign payments, and DTAZV ending in November 2026. The pain.001 conversion for this bank is built; the EBICS transport is a future channel.
The host, checked live
<ebicsHEVResponse xmlns="http://www.ebics.org/H000"> <ReturnCode>000000</ReturnCode> <ReportText>[EBICS_OK] OK</ReportText> <VersionNumber ProtocolVersion="H004">02.50</VersionNumber> <VersionNumber ProtocolVersion="H005">03.00</VersionNumber> </ebicsHEVResponse>
Host ID
I81-ELKO
EBICS 2.5
H004
EBICS 3.0
H005
Answered in
0.15 s
Published by the bank
The bank's imprint and investor presentation.
Bank details
| BIC | NOLADE2HXXX |
| Bank code | 250 500 00 |
| Legal name | Norddeutsche Landesbank – Girozentrale –, Anstalt des öffentlichen Rechts |
| Registered offices | Hannover, Braunschweig and Magdeburg |
| Register | HRA 26247 Hannover, HRA 10261 Braunschweig, HRA 22150 Magdeburg |
| LEI | DSNHHQ2B9X5N6OUJ1236 |
| Owners | Land Niedersachsen 58.11%, Sparkassen-Finanzgruppe 35.67%, Land Sachsen-Anhalt 6.22% |
| Supervisor | European Central Bank |
NORD/LB is the Landesbank for Lower Saxony and Saxony-Anhalt and the central savings bank for Lower Saxony, Saxony-Anhalt, Mecklenburg-Vorpommern and Schleswig-Holstein. Braunschweigische Landessparkasse trades on the same bank code and BIC.
Checked live
Measured against the live host.
Access data
| EBICS address | https://li1ebics.sparkasse-banking.de/ebicsweb/ebicsweb |
| Host ID | I81-ELKO |
| Protocol versions | H004 (02.50) and H005 (03.00) |
| Your IDs | Kunden-ID and Teilnehmer-ID, issued at contract conclusion |
| Bank key hashes | X001, X002, E001, E002 and both certificate hashes |
| Distributed signature | VEU (HVE, HVS, HVT, HVU, HVZ) |
| Platform | Sparkassen-Finanzgruppe ELKO, one instance per institute |
A wrong Host ID at this address returns a plain HTTP 404, not an EBICS error, so it looks like a network fault to a client that only watches for EBICS return codes.
Published by the bank
The ELKO host's order-type schedule, October 2025.
Order types on the NORD/LB host
| 2.5 | What it does | 3.0 BTF | Direction |
|---|---|---|---|
| CCT | SEPA credit transfer, payee check opt-out | SCT//VOO/pain.001 | Send |
| CTV | SEPA credit transfer, payee check opt-in | SCT//VOI/pain.001 | Send |
| CCC | SEPA credit transfer, XML container | SCT/DE//pain.001 | Send |
| XCT | SEPA credit transfer | SCT/BIL//pain.001 | Send |
| CIP | Instant credit transfer, payee check opt-out | SCI//VOO/pain.001 | Send |
| CIV | Instant credit transfer, payee check opt-in | SCI//VOI/pain.001 | Send |
| CCU | Same-day urgent transfer in euro | XCT/DE/URG/pain.001 | Send |
| AXZ | Foreign credit transfer, XML | XCT/DE//pain.001 | Send |
| AZV | Foreign credit transfer, DTAZV | XCT/DE//dtazv | Send |
| CRZ | Payment status report, SEPA credit transfers | REP/DE/SCT/pain.002 | Download |
| CIZ | Payment status report, instant transfers | REP/DE/SCI/pain.002 | Download |
| VPZ | Payee verification result report | REP/DE/VOP/pain.002 | Download |
| C53 | Daily statement | EOP/DE//camt.053 | Download |
| C52 | Intraday items | STM/DE//camt.052 | Download |
| C54 | Single debit and credit notifications | STM/DE//camt.054 | Download |
| BKA | Daily statement as a signed PDF | EOP/DE//PDF | Download |
Payee verification applies from 5 October 2025 to credit transfers and instant transfers. The result comes back as a pain.002 under VPZ. A single transfer is always checked; a bulk order with more than one transaction may opt out by choosing the opt-out order type. Direct debits (CDD, CDB and their container variants), recalls (C55, C29) and the SRZ approval types are on the same host. BankConnector produces none of them.
Published by the bank
The bank's price and services list, February 2026.
Cut-off times
| Foreign payment by remote data transmission | 10:30 on business days |
| All other payment orders | 12:00 on business days |
| Instant credit transfer | No cut-off, as every calendar day is a business day |
| Business days | All working days except Saturdays, 24 and 31 December, and 31 October |
| Maintenance windows | No processing; announced over the agreed channel |
BankConnector
What is built and shipped for this bank today.
What our engine produces
| Payment format | pain.001.001.03 |
| Rulebook | German DK Anlage 3 v3.9 / 2025-03 |
| Charge bearer | SLEV |
| Batch booking | false |
| Remittance limit | 140 characters |
| Name limit | 70 characters |
| Character set | Latin, transliterated before the bank sees it |
| Debtor agent | BIC NOLADE2HXXX or a German sort code |
| Payment types | SEPA credit transfer, SEPA instant, same-day urgent, international |
| Read back | camt.053 and pain.002.001.03 for accept and reject, in one normalised format |
| Not supported | Direct debits |
| EBICS transport | A future channel. The pain.001 conversion is built, the transport is not |
BankConnector
Questions
- What is NORD/LB's EBICS Host ID and URL?
- Host ID I81-ELKO, address https://li1ebics.sparkasse-banking.de/ebicsweb/ebicsweb. Both are the same for every NORD/LB customer; the Kunden-ID and Teilnehmer-ID that identify you are issued at contract conclusion. The gateway is the Sparkassen-Finanzgruppe ELKO platform, with one instance per institute.
- Which EBICS versions does NORD/LB support?
- EBICS 2.5 (protocol H004, revision 02.50) and EBICS 3.0 (H005, 03.00). BankConnector connects over EBICS 3.0 (H005).
- Does NORD/LB support Verification of Payee?
- Yes, since 5 October 2025, on SEPA credit transfers and SEPA instant transfers. The check is chosen by order type: CCT and CIP opt out, CTV and CIV opt in, and VPZ returns the result as a pain.002 report. Single transfers are always checked. Bulk orders with more than one transaction may opt out, and a company may register trade names alongside its legal name.
- What is NORD/LB's payment cut-off time?
- 10:30 on business days for a foreign payment order sent by remote data transmission, and 12:00 on business days for all other orders. Instant credit transfers have no cut-off: every calendar day is a business day for them. NORD/LB's business days are all working days except Saturdays, 24 and 31 December, and 31 October.
- When does NORD/LB stop accepting DTAZV?
- November 2026. The bank names the month and not a day. Foreign payments move from DTAZV under order type AZV to pain.001.001.09 under AXZ, euro urgent transfers move from pain.001.001.03 to pain.001.001.09 under CCU, SEPA format versions 3.0 to 3.6 are withdrawn, and unstructured addresses are rejected.
- Can I connect my ERP to NORD/LB?
- BankConnector produces the pain.001 credit transfer file the German DK Anlage 3 rulebook requires for NORD/LB and reads camt.053 and pain.002.001.03 back into one normalised format. SEPA credit transfers, SEPA instant, same-day urgent and international payments are covered. Direct debits are not. The EBICS transport for this bank is a future channel; the format conversion is built.
Published by the bank
Dates the bank has announced. What we do about each one is ours.
Upcoming events in our register
DTAZV ends at NORD/LB. Foreign payments move from AZV to pain.001.001.09 under AXZ. We have never produced DTAZV.
SEPA format versions 3.0 to 3.6 are withdrawn: pain.001.001.03 becomes pain.001.001.09, pain.008.001.02 becomes pain.008.001.08, pain.002.001.03 becomes pain.002.001.10. Our engine emits pain.001.001.09 today for other banks.
Euro urgent transfers move off pain.001.001.03 to pain.001.001.09 under CCU, in GBIC_4 and higher.
Payments with unstructured addresses are rejected: structured or hybrid only, with town and country mandatory. Canonical input 1.1 has taken street, building number, post code, town and country as separate fields since it shipped.
If all of this looks like a lot, it does not have to be
Five steps to a live NORD/LB connection.
You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.
- 1
Request the agreement from NORD/LB
EBICS starts with paperwork. We draft the email, you send it, and you tell us when it has gone. There is nothing to configure until the bank replies.
- 2
Set up and send your keys
Enter the values from the agreement NORD/LB returns. We already hold the ones that are public, so most of the form is filled in. Then one press generates your three key pairs and sends the public halves.
- 3
Prove your identity on paper
EBICS confirms the key exchange on paper, by design. We print the initialisation letter carrying the fingerprints NORD/LB will check. You sign it by hand and simply email the bank a scan; the original goes by post only if the bank asks for it.
- 4
Verify NORD/LB and go live
While you wait, we fetch the bank's public keys and check them against the fingerprints it gives you over a separate channel. When that lands, you choose which approval policy governs payments here, and the connection switches on.
- 5
Go live with one small payment
Start with one small payment and follow it all the way to your statement. Then you are in production with NORD/LB: payments go out as pain.001, statements come back as camt, and the connection runs unattended from here.
Sources: NORD/LB’s imprint, its EBICS bank-computer data sheet, its investor presentation for the 2025 financial year, its price and services list in the February 2026 edition, the ELKO order-type schedule dated October 2025, the format-withdrawal and payee-verification notices published for its corporate customers, and the EBICS specifications published by Die Deutsche Kreditwirtschaft. BankConnector is not affiliated with Norddeutsche Landesbank – Girozentrale –.
How BankConnector handles the November 2026 pain.001.001.09 migration for NORD/LB →