Connect any software to hundreds of banks.
One integration handles every supported bank's format, channel, and certificate. You send one payment. We convert it, route it, and stream the status back.
300+ banks · 58 countries · ISO 20022 native
Your system sends
One clean socket
BankConnector handles
Behind that one connection sits every bank's format, channel, certificate exchange, and quirk. You send clean JSON. We deal with the maze.
What you ship
Six capabilities, one integration.
Send payments
Get money out the door at every supported bank from one integration. One JSON in, valid bank-ready payment out.
Real-time confirmation
Know the moment a payment is accepted or rejected by the bank, instead of finding out at tomorrow's reconciliation.
Cashflow visibility
See incoming payments and balances as they land. Daily by default, live where the bank supports it.
Three-level validation
Schema, business rules, bank-specific quirks. Catch the rejection before the bank does.
Secure channels
EBICS, SFTP, Danske Bank Webservice, Nordea CA Webservice, OP Webservice, Bank Connect. Certificate pinning, signed and encrypted end-to-end.
Audit trail
Append-only events, HMAC hash chain, maker-checker workflow. Built for the auditor before they ask.
How it works
Send one payment. We handle the rest.
Send canonical JSON. One shape, regardless of which bank it's going to.
We convert it to the bank's exact ISO 20022 format and pick the channel.
It's delivered over the bank connection, after approval.
Status and statements come back, normalised, in real time.
Which are you
Two ways to use BankConnector.
For SaaS & ERP vendors
Give your customers a bank connection inside your product, under your brand, without becoming a payments company. One integration serves all your customers and their banks.
For vendors →For end customers
Connect your own systems to your own banks. Direct host-to-host channels into your ERP, one clean API instead of a bank-by-bank project. If your team can integrate an API, you can run it yourself.
For end customers →Security & Compliance
The questions your CTO is going to ask.
Do you ever hold our customers' money?
No. Payments leave from the customer's own bank account, signed with the customer's own keys. We move the instruction, never the funds.
What happens if you get breached?
Sensitive fields are encrypted per-record, and database access is locked down per customer. A breach of our infrastructure does not expose another customer's data, and it does not by itself let anyone move money, since releasing a payment still requires approval.
Can someone send a payment without approval?
No. Approvals are enforced server-side and fail-closed. If the approval flow is unreachable, the payment does not leave, full stop.
Will an auditor be happy?
Yes. Every action is written to an append-only journal that can be verified end-to-end. You can hand the log to an internal or external auditor without preparing it first.
Where does our data live, and who can see it?
Inside EU infrastructure, isolated per customer. Our staff cannot read customer payment data in the clear, and access to production is gated, logged, and reviewed.
Are you a regulated entity we need to file paperwork on?
No. We are not a bank and not a PSD2 AISP/PISP. You stay in your existing regulatory posture; we are a technology vendor under your standard supplier process.
Ready when you are.
Software platform?
Talk to us →Want to build against it?
Try the sandbox →Just exploring the banks and formats?
Coverage and guides →