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Switzerland  ·  Bank CIC (Schweiz) AG  ·  EBICS

Connect Bank CIC without learning EBICS.

EBICS 2.4, 2.5 and 3.0 on Host ID BANKCICCH, Swiss-scheme order types, and pain.001.001.09 on EBICS 3.0. We handle the payments, the statements and every protocol step underneath.

The host, checked live

<ebicsHEVResponse xmlns="http://www.ebics.org/H000">
  <ReturnCode>000000</ReturnCode>
  <ReportText>[EBICS_OK] OK</ReportText>
  <VersionNumber ProtocolVersion="H003">02.40</VersionNumber>
  <VersionNumber ProtocolVersion="H004">02.50</VersionNumber>
  <VersionNumber ProtocolVersion="H005">03.00</VersionNumber>
</ebicsHEVResponse>

Host ID

BANKCICCH

EBICS 2.5

H004

EBICS 3.0

H005

Answered in

0.40 s

Published by the bank

The bank's website and company page, the Basel-Stadt commercial register, the UID register, GLEIF and FINMA.

Bank details

Legal nameBank CIC (Schweiz) AG · Bank CIC (Switzerland) Ltd.
Registered officeMarktplatz 13, 4001 Basel
Commercial registerBasel-Stadt, CH-270.3.000.523-7
UIDCHE-105.939.095
LEI549300ZPZVBD2F8NKI18
BICCIALCHBB
Clearing number8710
SupervisionFINMA — authorised bank
OwnerCrédit Industriel et Commercial (CIC), Paris — 100%, within Crédit Mutuel Alliance Fédérale

Checked live

Measured against the live host. The port is from the bank's parameter sheet.

Access data

EBICS addresshttps://ebics.cic.ch/EBICS-Server/ebics.aspx
Port443
Host IDBANKCICCH
Protocol versionsH003 (02.40), H004 (02.50) and H005 (03.00)

Published by the bank

The bank's EBICS page and its EBICS parameter sheet, CIC0000034 / V20240513EN.

Keys, signatures and the agreement

AgreementAgreement on the use of EBICS
PrerequisitesAn active business account with the bank · EBICS-compatible software
Connection chargeNone — the EBICS interface is free
Keys acceptedEncryption E002 · authentication X002 · signature A005 and A006
Key initialisationINI sends your signature key · HIA sends your authentication and encryption keys
Initialisation letterNot published
Bank key hashesPublished on the bank's parameter sheet at www.cic.ch/ebics — the bank's current keys are always taken from there
Bank key checkRequired before first use — verifying the connection is the EBICS user's sole responsibility
Signature classesNot published
Distributed signatureVEU — HVE add a signature · HVS cancel · HVU and HVZ overview · HVD status · HVT transaction details
Approval workflowsCustomisable, depending on what the software supports
End of EBICS 2.4 and 2.5Not published

Published by the bank

The bank's EBICS parameter sheet, order types as of May 2024.

Order types published by Bank CIC (Schweiz)

2.xWhat it doesDirServiceScopeContainerMessageVersion
XE2Payment file, Swiss schemeSendMCTCHpain.00103
XE2Payment file, Swiss schemeSendMCTCHpain.00109*
Z01Payment status reportDownloadPSRCHZIPpain.00203
Z01Payment status reportDownloadPSRCHZIPpain.00210*
STAAccount statement, MT940DownloadEOPCHmt940
ZB3Intraday account report, MT942DownloadSTMCHmt942
Z53Account statement, camt.053DownloadEOPCHZIPcamt.05304
Z53Account statement, camt.053DownloadEOPCHZIPcamt.05308
Z52Intraday account report, camt.052DownloadSTMCHZIPcamt.05204
Z52Intraday account report, camt.052DownloadSTMCHZIPcamt.05208
Z54Account notice, camt.054DownloadREPCHZIPcamt.05404
Z54Account notice, camt.054DownloadREPCHZIPcamt.05408
ZDFStatements and advices as PDFDownloadDARCHZIPdocuments

Versions marked * — pain.001 09 and pain.002 10 — are available on EBICS 3.0 only. On EBICS 2.4 and 2.5 the same order types carry pain.001 03 and pain.002 03. Uploads run as BTU and downloads as BTD.

The rest are key management and protocol housekeeping. You never see one — we run them during setup and afterwards. HAC is available from EBICS 2.5.

INIHIAHPBHEVHACHPDHAAHKDHTDHVEHVSHVUHVZHVDHVT

Published by the bank

The bank's payment-transactions and reporting pages, and its fees and conditions for companies of 3 July 2026.

Cut-off times and execution

Same-day cut-off, EBICSNot published
Instant paymentsWithin 10 seconds, 24/7 — up to CHF 20 000
Instant surchargeCHF 1.50 per outgoing instant payment
Electronic payment, CHF or EUR, within SwitzerlandFree
Electronic payment, EUR, abroadFree
Electronic payment, other currenciesCHF 4
Charge option OURCHF 25 surcharge, except domestic CHF and EUR payments
Previous-day statementOnce a day, in the morning
Intraday account reportOnce an hour, 07:00–17:00

Published by the bank

The bank's payment formats and reporting standards page and its EBICS parameter sheet.

Formats

pain.001.001.09.ch.03Accepted over EBICS 3.0 only
pain.001.001.03.ch.02Accepted over EBICS
pain.002.001.10Returned over EBICS 3.0 only
pain.002.001.03Returned over EBICS
camt.053 · camt.052 · camt.054Versions 04 and 08 — Swiss Implementation Guidelines
camt.054 contentQR credits (previous day) · details of collective debits
MT940 · MT942Available over EBICS
End of pain.001.001.03Not published
End of MT940 · MT942Not published

BankConnector

What is built and shipped for this bank today.

What our engine produces

Payment formatpain.001.001.09 (Swiss Payment Standards, ch.03 schema) — on EBICS 3.0
GuidelineBank CIC (Schweiz) EBICS parameter sheet, and Swiss Payment Standards 09/ch.03 published by SIX
Charge bearerSLEV
Batch bookingFalse
Debtor BICRequired
Remittance limit140 characters
Name limit70 characters
Character setLatin — transliterated before the bank sees it
Payment types builtSEPA credit transfer · Swiss domestic transfer · QR-bill payment · international
Read backcamt, pain.002 — one normalised format
Not supportedDirect debits

BankConnector

Questions

What is Bank CIC (Schweiz)'s EBICS Host ID and URL?
Host ID BANKCICCH, address https://ebics.cic.ch/EBICS-Server/ebics.aspx on port 443. Bank CIC (Schweiz) publishes the hash values of its encryption and authentication keys on its EBICS parameter sheet at www.cic.ch/ebics, and states that its current keys can always be taken from there.
Which EBICS versions does Bank CIC (Schweiz) support?
The host answers EBICS 2.4 (H003), 2.5 (H004) and 3.0 (H005). It accepts E002 encryption and X002 authentication keys, and A005 and A006 signatures. No end date for EBICS 2.4 or 2.5 has been published.
Does Bank CIC (Schweiz) accept pain.001.001.09?
Yes, as pain.001.001.09.ch.03 under order type XE2, on EBICS 3.0 only. On EBICS 2.4 and 2.5 the bank accepts pain.001.001.03.ch.02. Status reports follow the same split: pain.002.001.10 on EBICS 3.0, pain.002.001.03 otherwise.
Does Bank CIC (Schweiz) offer instant payments?
Yes. Instant payments are sent and received within 10 seconds, 24/7, for amounts up to CHF 20 000. The bank charges a CHF 1.50 surcharge per outgoing instant payment.
Does Bank CIC (Schweiz) still provide MT940 over EBICS?
Yes. The parameter sheet lists MT940 under STA and MT942 under ZB3 alongside camt.053, camt.052 and camt.054 in versions 04 and 08. No end date for MT940 or MT942 has been published.
Can I connect my ERP to Bank CIC (Schweiz)?
Yes. You send canonical JSON and BankConnector produces pain.001.001.09 to the Swiss Payment Standards ch.03 schema for EBICS 3.0, then reads camt and pain.002 back into one normalised format. SEPA credit transfers, Swiss domestic transfers, QR-bill payments and international payments are supported. Direct debits are not.

If all of this looks like a lot  ·  it does not have to be

Five steps to a live Bank CIC connection.

You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.

  1. 1

    Request the agreement from Bank CIC

    EBICS starts with paperwork. We draft the email, you send it, and you tell us when it has gone. There is nothing to configure until the bank replies.

  2. 2

    Set up and send your keys

    Enter the values from the agreement Bank CIC returns. We already hold the ones that are public, so most of the form is filled in. Then one press generates your three key pairs and sends the public halves.

  3. 3

    Prove your identity on paper

    EBICS confirms the key exchange on paper, by design. We print the initialisation letter carrying the fingerprints Bank CIC will check. You sign it by hand and send it.

  4. 4

    Verify Bank CIC and go live

    While you wait, we fetch the bank's public keys and check them against the fingerprints it gives you over a separate channel. When that lands, you choose which approval policy governs payments here, and the connection switches on.

  5. 5

    You are now in production with Bank CIC

    Payments go out as pain.001 and statements come back as camt. The connection runs unattended from here.

Sources — Bank CIC (Schweiz)’s EBICS page, its EBICS parameter sheet (CIC0000034 / V20240513EN, order types as of May 2024), its payment formats and reporting standards, its payment transactions page, its fees and conditions for companies (valid from 3 July 2026) and its company page; the Basel-Stadt commercial register, the Swiss UID register, the GLEIF LEI record and FINMA’s list of authorised banks. BankConnector is not affiliated with Bank CIC (Schweiz) AG.

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