Germany · Sparkasse Fürth · EBICS
Connect Sparkasse Fürth without learning EBICS.
An order-type schedule with 3.0 BTF parameters, payee verification by order type, an 18:00 cut-off and 10 euro per EBICS account a month. We handle the payments, the statements and every protocol step underneath.
Payee verification, by order type
CTV SCT / — / VOI / pain.001 Send CIV SCI / — / VOI / pain.001 Send CCT SCT / — / VOO / pain.001 Send CIP SCI / — / VOO / pain.001 Send VPZ REP / DE / VOP / pain.002 / ZIP Download
Published by the bank
The bank's imprint and its non-financial report, plus the GLEIF record.
Bank details
| BIC | BYLADEM1SFU |
| Bank code | 762 500 00 |
| Legal name | Sparkasse Fürth, Anstalt des öffentlichen Rechts |
| Registered office | Maxstr. 32, 90762 Fürth |
| Register · LEI | HRA 7150, Amtsgericht Fürth · 52990094TGOJNBK96L42 |
| VAT ID | DE 132760973 |
| Träger | Zweckverband Sparkasse Fürth — Stadt Fürth, Landkreis Fürth, Ammerndorf, Cadolzburg, Großhabersdorf, Langenzenn, Roßtal, Seukendorf, Stein, Wilhermsdorf, Zirndorf |
| Association | Sparkassenverband Bayern |
| Supervision | European Central Bank · BaFin |
Published by the bank
The bank's EBICS page and its order-type schedule.
Access data
| EBICS address | Not published |
| Host ID | Not published |
| EBICS versions | Not published — the schedule carries 2.5 order types and 3.0 BTF |
| Bank key hashes | Not published |
| Gateway | ELKO bank computer |
| Signature types | Single · shared · distributed (VEU: first, second, transport) |
| Security medium | Chip card with PIN and card reader, or the S-Finanzcockpit app |
| Access software | Online-Banking Business Pro, or finance software such as SFirm |
| Blocking | 116 116, free of charge |
The bank activates EBICS for a business customer on request. Your Kunden-ID and Teilnehmer-ID are what identify you.
Published by the bank
The order-type schedule the bank publishes, dated April 2026, and its SFirm payee-verification guide.
Order types published by Sparkasse Fürth
| 2.5 | What it does | Dir | Message | Service | Scope | Option | Container |
|---|---|---|---|---|---|---|---|
| CCT | SEPA credit transfer, payee check opt-out | Send | pain.001 | SCT | — | VOO | — |
| CTV | SEPA credit transfer, payee check opt-in | Send | pain.001 | SCT | — | VOI | — |
| CCC | SEPA credit transfer, XML container | Send | pain.001 | SCT | DE | — | XML |
| XCT | SEPA credit transfer, wages and salary | Send | pain.001 | SCT | BIL | — | — |
| CIP | Instant credit transfer, payee check opt-out | Send | pain.001 | SCI | — | VOO | — |
| CIV | Instant credit transfer, payee check opt-in | Send | pain.001 | SCI | — | VOI | — |
| CCU | Euro urgent transfer | Send | pain.001 | XCT | DE | URG | — |
| AXZ | Foreign credit transfer, pain.001 | Send | pain.001 | XCT | DE | — | — |
| AZV | Foreign credit transfer, DTAZV — withdrawn 14 Nov 2026 | Send | dtazv | XCT | DE | — | — |
| CDD | SEPA core direct debit | Send | pain.008 | SDD | — | COR | — |
| CDC | SEPA core direct debit, XML container | Send | pain.008 | SDD | DE | COR | XML |
| CDB | SEPA B2B direct debit | Send | pain.008 | SDD | — | B2B | — |
| C2C | SEPA B2B direct debit, XML container | Send | pain.008 | SDD | DE | B2B | XML |
| C55 | SEPA payment recall, credit transfers and direct debits | Send | camt.055 | SCT · SDD | DE | — | — |
| C07 | SEPA direct debit reversal | Send | pain.007 | SDD | — | — | — |
| CC7 | SEPA direct debit reversal, XML container — withdrawn 14 Nov 2026 | Send | pain.007 | SDD | DE | — | XML |
| 2.5 | What it does | Dir | Message | Service | Scope | Option | Container |
|---|---|---|---|---|---|---|---|
| C53 | End-of-day account statement | Download | camt.053 | EOP | DE | — | ZIP |
| C52 | Intraday transactions, not yet booked | Download | camt.052 | STM | DE | — | ZIP |
| C54 | Debit and credit notification | Download | camt.054 | STM | DE | — | ZIP |
| C5N | Credit advice for instant transfers | Download | camt.054 | STM | DE | SCI | ZIP |
| CRZ | Payment status report, credit transfers — agreed separately | Download | pain.002 | REP | DE | SCT | ZIP |
| CIZ | Payment status report, instant transfers | Download | pain.002 | REP | DE | SCI | ZIP |
| CDZ | Payment status report, direct debits | Download | pain.002 | REP | DE | SDD | ZIP |
| VPZ | Payee verification status report | Download | pain.002 | REP | DE | VOP | ZIP |
| C29 | Result of a SEPA payment recall | Download | camt.029 | REP | DE | — | ZIP |
| BKA | Account statement as a signed PDF | Download | EOP | DE | — | ZIP | |
| DKI | Foreign-exchange rates in euro | Download | misc | OTH | BIL | 0DKI | — |
| WSS | Session data for real-time notifications, JSON | Download | wssparam | OTH | DE | — | — |
Four more release SEPA payments submitted by a service data centre, inside the distributed signature.
The rest are key management and protocol housekeeping. You never see one — we run them during setup and afterwards.
Direct debits, instant credit transfers, status reports, payment recalls and service-centre release may need a separate contract. Your agreement fixes which order types you get.
Since 5 October 2025 a payee-checked file carries one signature when it is sent, used for payee verification only. The signatures that execute the payment follow in the distributed signature, where the VPZ result sits beside the order.
Published by the bank
The bank's price and services list, July 2026.
Cut-off times and business days
| Remote data transmission | 18:00 |
| Online-Banking · FinTS · self-service terminal | 18:00 |
| Branches · telephone banking | 18:00 |
| Urgent payments | 16:00 |
| Foreign payments, submitted electronically | 12:00 |
| Last working day of the year | Separate times, by notice |
| Instant credit transfer | Cut-off does not apply — every calendar day is a business day |
| Business days | Every working day except Saturdays, 24 December and 31 December |
| Maintenance windows | No business operations — announced in the agreed access channel |
| SEPA core direct debit lodgement | 14 calendar days to 1 business day before due date, by 12:00 |
| SEPA B2B direct debit lodgement | 14 calendar days to 2 business days before due date, by 14:30 |
| Execution, electronic euro credit transfer | Max. 1 business day |
| Execution, instant credit transfer | Max. 10 seconds |
A cut-off is the point from which an order counts as received on the next business day. It does not apply where an instant credit transfer is authorised, or where a specific acceptance point shows a different time.
Published by the bank
The bank's price and services list, July 2026, and EBICS page.
What the bank charges
| Set up or change a Kunden-ID | 10,00 EUR |
| Set up or change a Teilnehmer-ID | 10,00 EUR |
| Set up or change an account | 10,00 EUR |
| EBICS signature card | 20,00 EUR |
| Unblocking | Free |
| Ongoing use, per EBICS account | 10,00 EUR per month |
| Remote data transmission per file, with or without electronic signature | Free |
| SEPA or instant credit transfer via EBICS, per batch booking · per single order | Free |
| Euro urgent transfer via EBICS, per batch booking · per single order | 5,00 EUR · Free |
| SEPA core or B2B direct debit via EBICS, per batch booking · per single order | Free |
| Electronic status report for a batch, per message | Free |
| Electronic statement or intraday entries, per account | Free |
| Transactions provided for large customers such as DATEV | 0,06 EUR per item |
| Credit advice for instant transfers (C5N) via the EBICS server | Free |
| File release by the Sparkasse (DATA-Freigabe) | 5,00 EUR per release |
The monthly EBICS account price does not apply to cash accounts, loan and savings accounts, or current accounts used only to provide transactions to large customers such as DATEV, which are priced per transaction provided.
Published by the bank
The bank's format withdrawal page and its page on legal changes to credit transfers.
Formats
| SEPA credit transfer | pain.001.001.09 — pain.001.001.03 withdrawn Nov 2026 |
| SEPA direct debit | pain.008.001.08 — pain.008.001.02 withdrawn Nov 2026 |
| Payment status report | pain.002.001.10 — pain.002.001.03 withdrawn Nov 2026 |
| Foreign payment | pain.001.001.09_AXZ_GBIC_4 and higher — replaces DTAZV |
| Euro urgent transfer | pain.001.001.09_CCU_GBIC_4 and higher |
| Addresses | Structured or hybrid — unstructured rejected from Nov 2026 |
| Statements | camt version 08 only — MT940, MT942 and camt version 02 off since Nov 2025 |
| Payee verification | Credit transfers and instant credit transfers, from 5 Oct 2025 |
| Payee verification opt-out | Batches with several transactions only — single transfers always checked |
| Trade names | Can be registered alongside the company name for payee verification |
BankConnector
What is built and shipped for this bank today.
What our engine produces
| Payment format | pain.001.001.03 |
| Also produced | pain.001.001.09 — live for other banks today |
| Rulebook | German DK Anlage 3 v3.9 / 2025-03 |
| Charge bearer | SLEV |
| Batch booking | False |
| Remittance limit | 140 characters |
| Name limit | 70 characters |
| Character set | Latin — transliterated before the bank sees it |
| Payment types built | SEPA credit transfer · SEPA instant · domestic account transfer · international |
| Read back | camt, pain.002 — one normalised format |
| Not supported | Direct debits |
Published by the bank
Dates the bank has announced. What we do about each one is ours.
Upcoming events in our register
- Not published
Savings banks on this platform replace their EBICS bank keys, and yearly after. Sparkasse Fürth publishes neither a date nor the new hash values. Each institute sets its own date.
SEPA format versions 3.0 to 3.6 are withdrawn: credit transfers move to pain.001.001.09, direct debits to pain.008.001.08, status reports to pain.002.001.10, euro urgent transfers to pain.001.001.09_CCU_GBIC_4. Orders carrying unstructured addresses are rejected. Our engine emits pain.001.001.09 today, and canonical input 1.1 takes addresses as separate fields.
AZV (DTAZV foreign payments) and CC7 (direct debit reversal in an XML container) are withdrawn. Foreign payments move to AXZ, pain.001.001.09_AXZ_GBIC_4 and higher. We have never produced DTAZV.
If all of this looks like a lot · it does not have to be
Five steps to a live Sparkasse Fürth connection.
You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.
- 1
Request the agreement from Sparkasse Fürth
EBICS starts with paperwork. We draft the email, you send it, and you tell us when it has gone. There is nothing to configure until the bank replies.
- 2
Set up and send your keys
Enter the values from the agreement Sparkasse Fürth returns. We already hold the ones that are public, so most of the form is filled in. Then one press generates your three key pairs and sends the public halves.
- 3
Prove your identity on paper
EBICS confirms the key exchange on paper, by design. We print the initialisation letter carrying the fingerprints Sparkasse Fürth will check. You sign it by hand and send it.
- 4
Verify Sparkasse Fürth and go live
While you wait, we fetch the bank's public keys and check them against the fingerprints it gives you over a separate channel. When that lands, you choose which approval policy governs payments here, and the connection switches on.
- 5
You are now in production with Sparkasse Fürth
Payments go out as pain.001 and statements come back as camt. The connection runs unattended from here.
Sources — the bank’s EBICS page, its EBICS order-type schedule dated April 2026, its SFirm payee-verification guide dated September 2025, its price and services list dated July 2026, its format withdrawal page, its page on legal changes to credit transfers, its imprint, its non-financial report for 2022, the GLEIF record, and the EBICS specifications published by Die Deutsche Kreditwirtschaft. BankConnector is not affiliated with Sparkasse Fürth.
How BankConnector handles the November 2026 pain.001.001.09 migration for Sparkasse Fürth →