Germany · UniCredit Bank GmbH · EBICS
Connect HypoVereinsbank without learning EBICS.
EBICS 2.5 and 3.0 on Host ID HVB, bank key hashes published in full, and a 17:00 cut-off for signed SEPA files. We handle the payments, the statements and every protocol step underneath.
The host, checked live
<ebicsHEVResponse xmlns="http://www.ebics.org/H000"> <ReturnCode>000000</ReturnCode> <ReportText>[EBICS_OK] OK</ReportText> <VersionNumber ProtocolVersion="H004">02.50</VersionNumber> <VersionNumber ProtocolVersion="H005">03.00</VersionNumber> </ebicsHEVResponse>
Published by the bank
The bank's imprint, its price and services list and its account-confirmation quick guide. LEI and previous name from GLEIF.
Bank details
| BIC | HYVEDEMM — HYVEDEMMXXX, the central Munich BIC |
| Location BICs | Statements can show a location BIC; HYVEDEMMXXX works with any IBAN |
| Legal name | UniCredit Bank GmbH |
| Trading as | HypoVereinsbank · HVB |
| Previous legal name | UniCredit Bank AG, until 15 December 2023 |
| Registered office | Arabellastraße 12, 81925 München |
| Register | Amtsgericht München HRB 289472 |
| LEI | 2ZCNRR8UK83OBTEK2170 |
| VAT ID | DE 129273380 |
| Supervisors | European Central Bank · BaFin |
| Group | UniCredit Group |
UniCredit Bank GmbH is the German bank of the UniCredit Group and trades as HypoVereinsbank. This page covers the German bank only; UniCredit banks in other countries run their own channels.
Checked live
Measured against the live host, with the bank's EBICS parameter sheet and the annexes to its remote data transmission conditions.
Access data
| EBICS address | https://ebics.hypovereinsbank.de/mv-ebics/ebics |
| Host ID | HVB — the same for EBICS 2.5 and 3.0 |
| Protocol versions | H004 (02.50) and H005 (03.00) |
| Your IDs | Partner ID and User ID · System ID for a technical participant |
| Signature classes | E single · A first · B second · T transport |
| Distributed signature | VEU — the way it is used must be agreed with the bank |
| Bank key hash X002, authentication | 58 81 E6 10 74 F5 7C B3 E0 4E AA C6 1C 5C BF AE 93 E8 0E CC 52 13 C8 07 B5 9A 5D 7B FE 45 78 B4 |
| Bank key hash E002, encryption | A6 AC F0 A4 69 78 A4 80 4E 04 10 2D B0 E3 EC BC 31 00 AA 5E 85 03 1C B9 28 FE 84 B5 A5 9F 1B F4 |
| Certificate SHA-256, X002 | 59 C3 DB 91 54 7D 30 1F 9E 12 A1 50 D6 9D AA 20 F4 DC 1C 13 03 19 41 86 7D BD EB 2C 6B 54 67 05 |
| Certificate SHA-256, E002 | 6E D9 72 79 85 1D F2 17 27 87 BD 9D F3 CC 70 66 DF B8 84 22 66 9D C4 A5 EC 11 5E 84 D6 91 7E C1 |
| Bank certificates, EBICS 3.0 | CN=ebics.hypovereinsbank.de · serial 1001 · SHA256withRSA · valid 19 May 2021 to 31 Dec 9999 |
| Root certificates | Actalis, available for download from the bank |
| Signature and key length | Not published |
| INI letter | To the fax number or email address on the access letter |
| Key renewal | PUB with HCA, or HCS — activated automatically |
| Self-blocking | SPR blocks the User ID it is sent under |
| Technical specification | Published at www.ebics.de |
The parameter sheet gives the same Host ID, address and key hashes for EBICS 2.5 and EBICS 3.0. The certificate details are listed under EBICS 3.0 only.
Published by the bank
The bank's order type list of October 2025 and its client-impact briefing for 2025.
Order types published by HypoVereinsbank
| 2.5 | What it does | 3.0 BTF | Direction |
|---|---|---|---|
| CCT | SEPA credit transfer, payee check opt-out | SCT//VOO/pain.001/ | Send |
| CTV | SEPA credit transfer, payee check opt-in | SCT//VOI/pain.001/ | Send |
| CIP | Instant credit transfer, payee check opt-out | SCI//VOO/pain.001/ | Send |
| CIV | Instant credit transfer, payee check opt-in | SCI//VOI/pain.001/ | Send |
| CCC | SEPA credit transfer container | SCT/DE//pain.001/XML | Send |
| XCT | SEPA credit transfer without payment details in the VEU, opt-out | SCT/BIL/UCDEXCT/pain.001/ | Send |
| CCU | Same-day urgent payment in euro | XCT/DE/URG/pain.001/ | Send |
| AXZ | Cross-border payment | XCT/DE//pain.001/ | Send |
| AZV | Cross-border payment, DTAZV | XCT/DE//dtazv/ | Send |
| C55 | SEPA credit transfer cancellation request | SCT/DE//camt.055/ | Send |
| CCS | Service data centre container, opt-out | SCT/DE/VOO/pain.001/SVC | Send |
| VCS | Service data centre container, opt-in | SCT/DE/VOI/pain.001/SVC | Send |
| CCX | Service data centre container for authorisation, opt-out | SCT/DE/0CCX/pain.001/SVC | Send |
| VCX | Service data centre container for authorisation, opt-in | SCT/DE/0CVCX/pain.001/SVC | Send |
| VPZ | Payee verification status report | REP/DE/VOP/pain.002/ZIP | Download |
| CRZ | Status report, SEPA credit transfer | REP/DE/SCT/pain.002/ZIP | Download |
| CIZ | Status report, SEPA instant credit transfer | REP/DE/SCI/pain.002/ZIP | Download |
| AXS | Status report, international credit transfer | REP/DE/XCT/pain.002/ZIP | Download |
| XGZ | Status report, gpi credit transfer | REP/BIL/UCDEXGZ/pain.002/ZIP | Download |
| C29 | Status of a cancellation request | REP/DE//camt.029/ZIP | Download |
| C52 | Intraday transactions | STM/DE//camt.052/ZIP | Download |
| C53 | Account statement | EOP/DE//camt.053/ZIP | Download |
| C54 | Debit and credit notification | STM/DE//camt.054/ZIP | Download |
| C5N | Credit notification, SEPA instant | STM/DE/SCI/camt.054/ZIP | Download |
| C86 | Bank fee report | REP/DE//camt.086/ZIP | Download |
| STA | Account statement, MT940 | EOP/DE//mt940/ | Download |
| VMK | Intraday transactions, MT942 | STM/DE//mt942/ | Download |
| BKA | Account statement, PDF | EOP/DE//pdf/ZIP | Download |
BTFs are written name / scope / option / message / container. The list also publishes direct debit, documentary credit, guarantee, CGI and country order types for Italy, Poland, Romania and the Czech Republic.
Payee verification
| SCT opt-out | Instant opt-out | SCT opt-in | Instant opt-in | |
|---|---|---|---|---|
| Credit transfer file | CCT | CIP | CTV | CIV |
| Service data centre submission | CCS | Not supported | VCS | Not supported |
| Service data centre authorisation | CCX | Not supported | VCX | Not supported |
| Payee verification report | — | — | VPZ | VPZ |
| Payment status report | CRZ | CIZ | CRZ | CIZ |
| Credit transfer container | CCC | — | — | — |
Payee verification runs on SEPA credit transfers and SEPA instant since 5 October 2025. Opting out is open to non-consumers submitting a file with several transfers. A file holding a single transfer sent under an opt-out order type may be checked anyway or rejected for not meeting the data format.
An opt-in file takes effect only once the user releases it after the result, and it is released or cancelled whole. The bank splits an instant file into single instant transfers at once; revoking the file revokes every transfer in it, and a single one cannot be revoked on its own.
Order type packages
| CT · SEPA credit transfers | CCT, CTV, XCT, CIP, CIV, CIZ, VPZ, CCX, VCX, C55, C29 |
| AZ · non-SEPA credit transfers | AXZ, AZV, CCU |
| CM · cash management | C52, C53, C54, C5N |
| SZ · service data centres | CCS, CCX, VCS, VCX, CDS, CDX, C2S, C2X, XDS, VPZ |
Initialisation, key changes, protocol retrieval, blocking and bank news. You never see one — we run them during setup and afterwards.
Published by the bank
The bank's cut-off times page, its price and services list of 1 August 2026 and its client-impact briefing for 2025.
Cut-off times and execution
| SEPA credit transfer file, with electronic signature | 17:00 on the execution day |
| SEPA credit transfer file, without electronic signature | 14:00 on the execution day |
| Domestic XML euro urgent payment, with electronic signature | 16:00 |
| Foreign payment, currency to currency | 16:30, with electronic signature |
| Foreign payment, currency to euro | 14:30, with electronic signature |
| Foreign XML euro urgent payment | 16:00, with electronic signature |
| After the cut-off | Best effort — execution not guaranteed |
| Large files | Other cut-off times by individual agreement |
| Conditions | Sufficient balance or limit · straight-through processing possible |
| SEPA instant, electronic order | All day, every calendar day |
| SEPA instant limit | EUR 100,000 per transaction by default · changeable per account |
| SEPA instant in a file | More than 100 transactions allowed · at most 1,000 recommended |
| SEPA credit transfer, paperless | Arrives within 1 business day |
| Business days | Every weekday except Saturday, 24 and 31 December, regional holidays and days the account branch is closed |
Published by the bank
The bank's eBanking access information sheet of October 2019 and its price and services list of 1 August 2026.
Fees
| EBICS starter package 1 | 30,00 EUR a month — 1 account, up to 2 users |
| EBICS starter package 2 | 50,00 EUR a month — 1 account, up to 4 users |
| Included in both packages | STA, C53 · CCC, CCT, CCU, XCT, AZV |
| Further order types, users, accounts | Extra charge |
| SEPA file submission | 1,00 EUR per file, on top of the transfer prices |
| Credit of a transfer, non-consumers | 0,41 EUR |
| Electronic SHARE transfer, non-SEPA | Up to 100 EUR 5,00 EUR · up to 12.500 EUR 10,00 EUR · above 1,25‰ |
| OUR transfer | Plus 15,00 EUR within the EEA · 25,00 EUR outside |
| Recall of a SEPA transfer | 10,00 EUR |
| Recall of an executed non-SEPA transfer | 50,00 EUR |
Published by the bank
The bank's client-impact briefing for 2025 and its order type list of October 2025.
Formats
| Rulebook | DFÜ-Anlage 3, version 3.9 |
| Hybrid address in pain.001.001.09 | SEPA credit transfer and instant since 5 October 2025 · CCU and AXZ since 23 November 2025 |
| Hybrid address minimum | Town and country structured · at most two AdrLine of 70 |
| Address in a domestic payment | Optional |
| Cross-border payments | AXZ pain.001 replaces DTAZV |
| SEPA-capable DTAZV payment | Executed as a foreign payment, no longer routed to SEPA |
| Instant payment the payee bank cannot receive | Rejected, no longer sent as urgent |
| Payee verification report | pain.002 in a ZIP container, under VPZ |
| Payment status | pain.002 under CRZ, CIZ and AXS |
| Statements | camt.052 · camt.053 · camt.054 · MT940 · MT942 · PDF |
| Paper or fax accompanying notes | Not processed since 5 October 2025 |
| pain.001.001.03 · DTAZV · MT101 | Withdrawn November 2026 |
BankConnector
What is built and shipped for this bank today.
What our engine produces
| Payment format | pain.001.001.03 |
| Also produced | pain.001.001.09 — live for other banks today |
| Rulebook | UniCredit Data Formats v3.2 / 2018-05, German DK |
| Charge bearer | SLEV |
| Batch booking | False |
| Remittance limit | 140 characters |
| Name limit | 70 characters |
| Character set | Latin — transliterated before the bank sees it |
| Debtor agent | BIC must start HYVEDEMM · NOTPROVIDED when no BIC is given |
| Payment types built | SEPA credit transfer · SEPA instant · domestic account transfer · international |
| Read back | camt, pain.002 — one normalised format |
| Not supported | Direct debits |
Published by the bank
Dates the bank has announced. What we do about each one is ours.
Upcoming events in our register
The old formats with unstructured addresses are withdrawn: pain.001.001.03 for SEPA credit transfers, instant and urgent payments, pain.008.001.02, DTAZV and MT101. From the same month SWIFT rejects payments without structured or hybrid address data. Our profile for this bank produces pain.001.001.03 today; pain.001.001.09 is live for other banks, and canonical input 1.1 takes addresses as separate fields.
If all of this looks like a lot · it does not have to be
Five steps to a live HypoVereinsbank connection.
You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.
- 1
Request the agreement from HypoVereinsbank
EBICS starts with paperwork. We draft the email, you send it, and you tell us when it has gone. There is nothing to configure until the bank replies.
- 2
Set up and send your keys
Enter the values from the agreement HypoVereinsbank returns. We already hold the ones that are public, so most of the form is filled in. Then one press generates your three key pairs and sends the public halves.
- 3
Prove your identity on paper
EBICS confirms the key exchange on paper, by design. We print the initialisation letter carrying the fingerprints HypoVereinsbank will check. You sign it by hand and send it.
- 4
Verify HypoVereinsbank and go live
While you wait, we fetch the bank's public keys and check them against the fingerprints it gives you over a separate channel. When that lands, you choose which approval policy governs payments here, and the connection switches on.
- 5
You are now in production with HypoVereinsbank
Payments go out as pain.001 and statements come back as camt. The connection runs unattended from here.
Sources — UniCredit’s EBICS parameter sheet for HypoVereinsbank, its electronic banking order type list of October 2025, HypoVereinsbank’s conditions for remote data transmission (500442, in force from 5 October 2025) and their annexes (502045), its client-impact briefing for 2025, its cut-off times page, its price and services list of 1 August 2026, its eBanking access information sheet of October 2019, its account-confirmation quick guide, its imprint, the GLEIF record for UniCredit Bank GmbH, and the EBICS specifications published by Die Deutsche Kreditwirtschaft. BankConnector is not affiliated with UniCredit Bank GmbH or the UniCredit Group.
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