Switzerland · Banque Cantonale Vaudoise · EBICS
Connect BCV without learning EBICS.
EBICS 2.5 and 3.0 on Host ID BCVDEBICS, bank key hashes on a published sheet, and pain.001.001.09 on EBICS 3.0. We handle the payments, the statements and every protocol step underneath.
The host, checked live
<ebicsHEVResponse xmlns="http://www.ebics.org/H000"> <ReturnCode>000000</ReturnCode> <ReportText>[EBICS_OK] OK</ReportText> <VersionNumber ProtocolVersion="H004">02.50</VersionNumber> <VersionNumber ProtocolVersion="H005">03.02</VersionNumber> </ebicsHEVResponse>
Host ID
BCVDEBICS
EBICS 2.5
H004
EBICS 3.0
H005
Answered in
0.33 s
Published by the bank
The bank's general-information and investor-relations pages, the UID register, GLEIF and FINMA.
Bank details
| Legal name | Banque Cantonale Vaudoise |
| Legal form | Public-law limited company (société anonyme de droit public), Vaud commercial register |
| Registered office | Place Saint-François 14, 1003 Lausanne |
| UID | CHE-105.934.376 |
| LEI | K1MOBB3OPSBBQO554R76 |
| BIC | BCVLCH2LXXX |
| Clearing number | 767 |
| Supervision | FINMA — authorised bank and securities firm |
| Majority shareholder | Canton of Vaud — 66.95% of the share capital |
| State guarantee | None — BCV's commitments are not underwritten by the Canton |
Checked live
Measured against the live host. The port is from the bank's parameter sheet.
Access data
| EBICS address | https://ebics.bcv.ch/ebics.aspx |
| Port | 443 |
| Host ID | BCVDEBICS |
| Protocol versions | H004 (02.50) and H005 (03.02) |
Published by the bank
The bank's EBICS parameter sheet and product sheet, and the terms of use of BCV-connect EBICS (2019 edition).
Keys, signatures and the agreement
| Service name | BCV-connect EBICS — free of charge for BCV clients |
| Agreement | BCV EBICS membership declaration (déclaration d'adhésion), under the terms of use of BCV-connect EBICS |
| Also applicable | BCV's general terms and its special conditions for payment transactions |
| Versions on the sheet | 2.5 (H004) · 3.0 (H005) |
| Authentication | X002 |
| Encryption | E002 |
| Electronic signature | A005 or A006 |
| Key length | At least 2,048 bits on EBICS 3.0, with keys exchanged as X.509 certificates |
| Key initialisation | INI and HIA · the bank validates the key it receives, then activates the protocol |
| Initialisation letter | Not published |
| Bank key hashes | Published on the parameter sheet for X002 and E002 |
| Bank keys on EBICS 3.0 | Retrieved as a certificate with HPB |
| Key update | HCS updates the signature and EBICS user keys |
| Signatures | Managed in your financial software, with a corporate seal |
| Users | Designated by the client alone, in any number — the bank receives no information about them |
| Distributed signature | Not published |
| End of EBICS 2.5 | Not published |
Published by the bank
The bank's EBICS parameter sheet, 44-516/25.02.
Order types published by BCV
| 2.5 | What it does | Dir | Service | Scope | Container | Message | Version |
|---|---|---|---|---|---|---|---|
| XE2 | Payment order, Swiss Payment Standards 2009 | Send | MCT | CH | — | pain.001 | 03 |
| — | Payment order, Swiss Payment Standards 2019 | Send | MCT | CH | — | pain.001 | 09* |
| Z01 | Payment status report | Download | PSR | CH | ZIP | pain.002 | 03 · 10* |
| Z52 | Intraday account statement | Download | STM | CH | ZIP | camt.052 | 04 · 08 |
| Z53 | End-of-day account statement | Download | EOP | CH | ZIP | camt.053 | 04 · 08 |
| Z54 | QR-IBAN collection file | Download | REP | CH | ZIP | camt.054 | 04 · 08 |
| STA | End-of-day account statement, SWIFT | Download | EOP | CH | — | mt940 | — |
| ZDF | Electronic account documents, PDF | Download | DAR | CH | ZIP | documents | — |
Versions marked * — pain.001 09 and pain.002 10 — are available on EBICS 3.0 only. pain.001 09 has no EBICS 2.5 order type. Uploads run as BTU and downloads as BTD. pain.002, camt and PDF files are always delivered in a ZIP.
The rest are system order types: key initialisation, the bank’s public keys, customer and user data, available order types, the customer protocol and key updates. You never see one — we run them during setup and afterwards.
Published by the bank
The bank's special conditions for payment transactions (September 2024) and its payment-transactions page.
Cut-off times and execution
| Same-day cut-off, EBICS | Not published |
| Cut-off times | Available from the bank at any time, on request |
| Orders after the cut-off | Generally executed on the next bank working day |
| Execution date | The requested date, when the cut-off is met — the account is debited with that value date |
| SEPA treatment | EUR · beneficiary IBAN · beneficiary bank in SEPA · charge option SEPA · sent electronically |
| Year end | A payment made after the last working day is booked on the first working day of the next year |
| Instant payments | CHF only · BCV states it is currently equipped only to receive them |
Published by the bank
The bank's EBICS parameter sheet, its electronic account reports page and its payment-transactions page.
Formats
| pain.001.001.03 (Swiss Payment Standards 2009) | Accepted — XE2 on EBICS 2.5, MCT/CH on EBICS 3.0 |
| pain.001.001.09 (Swiss Payment Standards 2019) | Accepted over EBICS 3.0 only |
| pain.002 | Version 03 · version 10 over EBICS 3.0 only |
| camt.052 · camt.053 · camt.054 | Versions 04 and 08 |
| camt.052 | Intraday, generated several times a day |
| camt.053 | Daily · also available weekly or monthly |
| camt.054 content | Payments from QR-bills with a QR-IBAN, and direct debits (LSV) |
| camt over EBICS | Enabled on request through the business banking hotline |
| MT940 | Delivered over EBICS — activated by your BCV advisor |
| E-statements | PDF account documents under ZDF |
| End of pain.001.001.03 | Not published |
| End of MT940 | Not published |
| Structured addresses | Hybrid addresses must already meet the new requirements; unstructured ones are rejected for execution dates after 14 November 2026 |
BankConnector
What is built and shipped for this bank today.
What our engine produces
| Payment format | pain.001.001.09 (Swiss Payment Standards, ch.03 schema) |
| Guideline | Swiss Payment Standards 09/ch.03, published by SIX |
| Charge bearer | SLEV |
| Batch booking | False |
| Debtor BIC | Required |
| Remittance limit | 140 characters |
| Name limit | 70 characters |
| Character set | Latin — transliterated before the bank sees it |
| Payment types built | SEPA credit transfer · Swiss domestic transfer · QR-bill payment · international |
| Read back | camt, pain.002 — one normalised format |
| Not supported | Direct debits |
BankConnector
Questions
- What is BCV's EBICS Host ID and URL?
- Host ID BCVDEBICS, address https://ebics.bcv.ch/ebics.aspx on port 443. BCV publishes the hash values of its authentication (X002) and encryption (E002) keys on its BCV-connect EBICS parameter sheet.
- Which EBICS versions does BCV support?
- EBICS 2.5 (H004) and 3.0 (H005); the host answers H005 in version 03.02. On EBICS 3.0, keys are exchanged as X.509 certificates of at least 2,048 bits. No end date for EBICS 2.5 has been published.
- Which signature version does BCV use for EBICS?
- BCV accepts electronic signatures A005 and A006, with X002 for authentication and E002 for encryption. Signatures are managed in the client's financial software with a corporate seal, and the client alone designates its users.
- Does BCV accept pain.001.001.09?
- Yes, as Swiss Payment Standards 2019 under MCT/CH, on EBICS 3.0 only; it has no EBICS 2.5 order type. On EBICS 2.5, BCV accepts pain.001.001.03 under XE2. Status reports follow the same split: pain.002 version 10 on EBICS 3.0 only, version 03 on both.
- Which order types does BCV publish?
- XE2 for pain.001; Z01 for pain.002; Z52, Z53 and Z54 for camt.052, camt.053 and camt.054; STA for MT940; and ZDF for PDF account documents. Under EBICS 3.0 these are MCT, PSR, STM, EOP, REP and DAR with scope CH.
- What are BCV's payment cut-off times?
- BCV does not publish an EBICS cut-off. Its special conditions for payment transactions state that cut-off times are available from the bank at any time, and that an order received after the cut-off is generally executed on the next bank working day.
- When does BCV stop accepting unstructured addresses?
- BCV states that payments and standing orders with unstructured addresses and an execution date after 14 November 2026 will be rejected. Hybrid addresses must already meet the new requirements.
- Can I connect my ERP to BCV?
- Yes. You send canonical JSON and BankConnector produces pain.001.001.09 to the Swiss Payment Standards ch.03 schema, then reads camt and pain.002 back into one normalised format. SEPA credit transfers, Swiss domestic transfers, QR-bill payments and international payments are supported. Direct debits are not.
Published by the bank
Dates the bank has announced. What we do about each one is ours.
Upcoming events in our register
Payments and standing orders with unstructured addresses and an execution date after this day are rejected.
If all of this looks like a lot · it does not have to be
Five steps to a live BCV connection.
You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.
- 1
Request the agreement from BCV
EBICS starts with paperwork. We draft the email, you send it, and you tell us when it has gone. There is nothing to configure until the bank replies.
- 2
Set up and send your keys
Enter the values from the agreement BCV returns. We already hold the ones that are public, so most of the form is filled in. Then one press generates your three key pairs and sends the public halves.
- 3
Prove your identity on paper
EBICS confirms the key exchange on paper, by design. We print the initialisation letter carrying the fingerprints BCV will check. You sign it by hand and send it.
- 4
Verify BCV and go live
While you wait, we fetch the bank's public keys and check them against the fingerprints it gives you over a separate channel. When that lands, you choose which approval policy governs payments here, and the connection switches on.
- 5
You are now in production with BCV
Payments go out as pain.001 and statements come back as camt. The connection runs unattended from here.
Sources — BCV’s BCV-connect EBICS page, its EBICS parameter sheet in French (44-516/25.02) and English (44-516e/24.04), its BCV-connect EBICS product sheet, the terms of use of BCV-connect EBICS (2019 edition), its special conditions for payment transactions (September 2024 edition), its electronic account reports page, its changes to payment transactions page, its general information and its investor relations overview; the Swiss UID register, the GLEIF LEI record and FINMA’s list of authorised banks. BankConnector is not affiliated with Banque Cantonale Vaudoise.