Germany · Sparkasse Darmstadt und Dieburg · EBICS 2.5 and 3.0
Connect Sparkasse Darmstadt und Dieburg without learning EBICS.
EBICS 2.5 and 3.0 on Host ID HE3-ELKO, published bank key hashes, payee verification by order type and a 15:00 cut-off. We handle the payments, the statements and every protocol step underneath.
The host, checked live
<ebicsHEVResponse xmlns="http://www.ebics.org/H000"> <ReturnCode>000000</ReturnCode> <ReportText>[EBICS_OK] OK</ReportText> <VersionNumber ProtocolVersion="H004">02.50</VersionNumber> <VersionNumber ProtocolVersion="H005">03.00</VersionNumber> </ebicsHEVResponse>
Published by the bank
The bank's imprint, price list and merger page, plus the GLEIF record.
Bank details
| BIC | HELADEF1DAS |
| Bank code | 508 501 50 |
| Legal name | Sparkasse Darmstadt und Dieburg, Anstalt des öffentlichen Rechts |
| Registered offices | Rheinstraße 10-12, 64283 Darmstadt · St.-Péray-Straße 2-4, 64823 Groß-Umstadt |
| Register · LEI | HRA 6607, Amtsgericht Darmstadt · 529900UELOQV2KQ0VP31 |
| VAT ID | DE 111608564 |
| Formed | 1 January 2026 — Sparkasse Darmstadt and Sparkasse Dieburg |
| Systems merged | April 2026 — former Sparkasse Dieburg accounts on bank code 508 501 50 from 20 April 2026 |
| Supervision | European Central Bank · BaFin |
Published by the bank
The bank's EBICS page and bank-key notice. Protocol versions and response time are from our live check.
Access data
| EBICS address | https://he3ebics.sparkasse-banking.de/ebicsweb/ebicsweb |
| Host ID | HE3-ELKO |
| Protocol versions | H004 (02.50) and H005 (03.00) |
| Answered in | 0.36 s |
| Gateway | ELKO bank computer |
| Bank key renewal | September 2026, then yearly — confirm the new keys once each time |
| Signature types | Single · shared · distributed (VEU: first, second, transport) |
| Security medium | Chip card with PIN and card reader, or the S-Finanzcockpit app |
| Browser access | Online-Banking Business Pro |
| Blocking | 116 116, free of charge |
| Authentication X002 | EF388386778FA33C224EA7957AF8EF80CDC892FE6C082772A453509B3C2C091C |
| Authentication X002 certificate | 5AA1C18BE2C715D096137AA01FA0C15747FA64B387FDE70C43CCFB0EEA601B20 |
| Encryption E002 | 420D0F277EE35AC8B5AA46B97B3A2AF46AB2ED3AE055F3844AF746C4D3D6FD31 |
| Encryption E002 certificate | 496A0B7B0A71CE949FBE07ECD76A25EB48A7668DD241D6864E9FB2CA0BC267FA |
| Authentication X001 | D04D13E8C8B8DFF6661C75D35D458023C03C2E8D |
| Encryption E001 | 07977D264B18228E4B25154DF0F7BFF69B3E48D6 |
The Host ID and the address are the same for every customer of the bank. Your Kunden-ID and Teilnehmer-ID are what identify you, and both come with the agreement.
Published by the bank
The order-type schedule the bank publishes, dated April 2026, and its payee-verification page.
Order types published by Sparkasse Darmstadt und Dieburg
| 2.5 | What it does | Dir | Message | Service | Scope | Option | Container |
|---|---|---|---|---|---|---|---|
| CCT | SEPA credit transfer, payee check opt-out | Send | pain.001 | SCT | — | VOO | — |
| CTV | SEPA credit transfer, payee check opt-in | Send | pain.001 | SCT | — | VOI | — |
| CCC | SEPA credit transfer, XML container | Send | pain.001 | SCT | DE | — | XML |
| XCT | SEPA credit transfer, wages and salary | Send | pain.001 | SCT | BIL | — | — |
| CIP | Instant credit transfer, payee check opt-out | Send | pain.001 | SCI | — | VOO | — |
| CIV | Instant credit transfer, payee check opt-in | Send | pain.001 | SCI | — | VOI | — |
| CCU | Euro urgent transfer | Send | pain.001 | XCT | DE | URG | — |
| AXZ | Foreign credit transfer, pain.001 | Send | pain.001 | XCT | DE | — | — |
| AZV | Foreign credit transfer, DTAZV — withdrawn 14 Nov 2026 | Send | dtazv | XCT | DE | — | — |
| CDD | SEPA core direct debit | Send | pain.008 | SDD | — | COR | — |
| CDC | SEPA core direct debit, XML container | Send | pain.008 | SDD | DE | COR | XML |
| CDB | SEPA B2B direct debit | Send | pain.008 | SDD | — | B2B | — |
| C2C | SEPA B2B direct debit, XML container | Send | pain.008 | SDD | DE | B2B | XML |
| C55 | SEPA payment recall, credit transfers and direct debits | Send | camt.055 | SCT · SDD | DE | — | — |
| C07 | SEPA direct debit reversal | Send | pain.007 | SDD | — | — | — |
| CC7 | SEPA direct debit reversal, XML container — withdrawn 14 Nov 2026 | Send | pain.007 | SDD | DE | — | XML |
| 2.5 | What it does | Dir | Message | Service | Scope | Option | Container |
|---|---|---|---|---|---|---|---|
| C53 | End-of-day account statement | Download | camt.053 | EOP | DE | — | ZIP |
| C52 | Intraday transactions, not yet booked | Download | camt.052 | STM | DE | — | ZIP |
| C54 | Debit and credit notification | Download | camt.054 | STM | DE | — | ZIP |
| C5N | Credit advice for instant transfers | Download | camt.054 | STM | DE | SCI | ZIP |
| CRZ | Payment status report, credit transfers — agreed separately | Download | pain.002 | REP | DE | SCT | ZIP |
| CIZ | Payment status report, instant transfers | Download | pain.002 | REP | DE | SCI | ZIP |
| CDZ | Payment status report, direct debits | Download | pain.002 | REP | DE | SDD | ZIP |
| VPZ | Payee verification status report | Download | pain.002 | REP | DE | VOP | ZIP |
| C29 | Result of a SEPA payment recall | Download | camt.029 | REP | DE | — | ZIP |
| BKA | Account statement as a signed PDF | Download | EOP | DE | — | ZIP | |
| DKI | Foreign-exchange rates in euro | Download | misc | OTH | BIL | 0DKI | — |
| WSS | Session data for real-time notifications, JSON | Download | wssparam | OTH | DE | — | — |
Four more release SEPA payments submitted by a service data centre, inside the distributed signature.
The rest are key management and protocol housekeeping. You never see one — we run them during setup and afterwards.
A single transfer always carries a payee check. A bulk order with more than one transaction may opt out, and until further notice a bulk order holding one transaction may also go opt-out over EBICS. After the check an EBICS bulk order is released or rejected as a whole — no partial authorisation.
Status reports, instant credit transfers, direct debits, payment recalls and service-centre release may need a separate contract; CRZ is agreed on top. Your agreement fixes which order types you get.
Published by the bank
The bank's price and services list, July 2026.
Cut-off times and business days
| Remote data transmission · self-service terminal | 15:00 |
| Online-Banking · FinTS | 15:00 |
| Branches | 15:00 |
| Instant credit transfer | Cut-off does not apply — every calendar day is a business day |
| Business days | Every working day except Saturdays, 24 December and 31 December |
| Maintenance windows | No business operation — announced through the agreed access channel |
| Euro credit transfer, paperless | Credited to the payee's bank within 1 business day |
| Instant credit transfer, execution | Within 10 seconds |
| SEPA core direct debit lodgement | 28 calendar days to 2 business days before due date, by 15:00 |
| SEPA B2B direct debit lodgement | 28 calendar days to 2 business days before due date, by 15:00 |
A cut-off is the point from which an order counts as received on the next business day. It does not apply where an instant credit transfer is authorised, or where a specific channel states its own.
Published by the bank
The bank's price and services list, July 2026.
What the bank charges
| Set up a Kunden-ID | 50,00 EUR |
| Set up an additional Kunden-ID | Free |
| Set up an account number for a Kunden-ID via a service data centre (DATEV, EFIS, AGENDA) | 15,00 EUR |
| Set up a Teilnehmer-ID | 15,00 EUR |
| Set up an account | Free |
| Set up or change order types | Free |
| Keep a Kunden-ID, Teilnehmer-ID, account or order types | Free |
| Payment order via EBICS, electronic signature | Up to 0,40 EUR, plus up to 0,13 EUR per item in a batch booking, by price model |
| Payment order via EBICS, signed accompanying note | 15,00 EUR, plus up to 0,13 EUR per item in a batch booking, by price model |
| Euro urgent transfer via EBICS, per item | 15,00 EUR |
| Instant credit transfer in euro, EEA and SEPA third countries, incl. batches | Free |
| Status report for a SEPA credit-transfer batch, per message | Free |
| Intraday advice, MT942 or camt.052, per account per month | Free |
| Electronic statement, MT94x or camt.05x, per item provided | 0,05 EUR |
| Transactions in electronic collectors, per file · per item | 0,05 EUR · 0,05 EUR |
| Electronic statement via a service data centre, per account per month | 10,00 EUR |
| Credit advice for instant transfers (C5N) via the EBICS server | Free |
| S-GeschäftsGirokonto, monthly base price | 9,00 EUR |
| S-GeschäftsGirokonto, paperless SEPA credit transfer | 0,40 EUR |
Per-order prices depend on the account price model. Prices for business customers who opt into VAT are plus VAT.
Published by the bank
The bank's format withdrawal page, its order-type schedule and its merger page.
Formats
| SEPA credit transfer | pain.001.001.09 — pain.001.001.03 withdrawn Nov 2026 |
| SEPA direct debit | pain.008.001.08 — pain.008.001.02 withdrawn Nov 2026 |
| Payment status report | pain.002.001.10 — pain.002.001.03 withdrawn Nov 2026 |
| Foreign payment | pain.001.001.09_AXZ_GBIC_4 and higher — DTAZV withdrawn 14 Nov 2026 |
| Euro urgent transfer | pain.001.001.09_CCU_GBIC_4 and higher |
| Addresses | Structured or hybrid — unstructured rejected from Nov 2026 |
| Statements | camt version 08 only — MT940, MT942 and camt version 02 off since Nov 2025 |
| Payee verification | Credit transfers and instant credit transfers, from 5 Oct 2025 |
| SEPA batch booking | Honoured as sent — true books one sum, false books each item; single items may cost more |
BankConnector
What is built and shipped for this bank today.
What our engine produces
| Payment format | pain.001.001.03 |
| Also produced | pain.001.001.09 — live for other banks today |
| Rulebook | German DK Anlage 3 v3.9 / 2025-03 |
| Charge bearer | SLEV |
| Batch booking | False |
| Remittance limit | 140 characters |
| Name limit | 70 characters |
| Character set | Latin — transliterated before the bank sees it |
| Payment types built | SEPA credit transfer · SEPA instant · domestic account transfer · international |
| Read back | camt, pain.002 — one normalised format |
| Not supported | Direct debits |
Published by the bank
Dates the bank has announced. What we do about each one is ours.
Upcoming events in our register
The EBICS bank keys of Sparkasse Darmstadt und Dieburg are renewed, and yearly after. Every EBICS user confirms the new keys once. The hash values to compare against are in Access data above.
SEPA format versions 3.0 to 3.6 are withdrawn: credit transfers move to pain.001.001.09, direct debits to pain.008.001.08, status reports to pain.002.001.10, euro urgent transfers to pain.001.001.09_CCU_GBIC_4. Orders carrying unstructured addresses are rejected. Our engine emits pain.001.001.09 today, and canonical input 1.1 takes addresses as separate fields.
AZV (DTAZV foreign payments) and CC7 (direct debit reversal in an XML container) are withdrawn. Foreign payments move to AXZ, pain.001.001.09_AXZ_GBIC_4 and higher. We have never produced DTAZV.
If all of this looks like a lot · it does not have to be
Five steps to a live Sparkasse Darmstadt und Dieburg connection.
You do not need to know what any of the codes above mean. Our setup guide walks you through it one screen at a time.
- 1
Request the agreement from Sparkasse Darmstadt und Dieburg
EBICS starts with paperwork. We draft the email, you send it, and you tell us when it has gone. There is nothing to configure until the bank replies.
- 2
Set up and send your keys
Enter the values from the agreement Sparkasse Darmstadt und Dieburg returns. We already hold the ones that are public, so most of the form is filled in. Then one press generates your three key pairs and sends the public halves.
- 3
Prove your identity on paper
EBICS confirms the key exchange on paper, by design. We print the initialisation letter carrying the fingerprints Sparkasse Darmstadt und Dieburg will check. You sign it by hand and send it.
- 4
Verify Sparkasse Darmstadt und Dieburg and go live
While you wait, we fetch the bank's public keys and check them against the fingerprints it gives you over a separate channel. When that lands, you choose which approval policy governs payments here, and the connection switches on.
- 5
You are now in production with Sparkasse Darmstadt und Dieburg
Payments go out as pain.001 and statements come back as camt. The connection runs unattended from here.
Sources — the bank’s EBICS page and its notice on the new EBICS bank keys, its EBICS order-type schedule dated April 2026, its price and services list dated July 2026, its format withdrawal page, its page on the statutory credit-transfer changes, its merger page, its imprint, the GLEIF record, and the EBICS specifications published by Die Deutsche Kreditwirtschaft. BankConnector is not affiliated with Sparkasse Darmstadt und Dieburg.