Pricing
One number decides your price.
How many payments you send in a month. That is the whole model. Every bank, the technical setup of every bank connection, support, the SLA and the security platform are included in all three packages.
Your own developers or systems call the API. API keys, signed webhooks and an unlimited sandbox from day one. Read the developer overview →
Starter
A small finance team with a single bank and a single bank account.
Growth
Most take thisA finance team paying suppliers every week.
Scale
Daily payment batches across several countries.
No package to pick yet. Connect your bank first; you choose a package once your payments are ready to flow, and your first 10 production payments are free.
Prices exclude VAT. Pay in euro or Danish kroner, whichever you choose. Billed monthly, no minimum term, change or cancel from your own billing settings. Your package renews on the 1st of each month. The package price for the rest of the month you start in is free; payments over your allowance are billed as in every other month, at your package's price per extra payment. Your first 10 production payments are free and need no card.
Sending more than 500 payments a month? Scale keeps running at its rate per extra payment, and we will agree a price together. Talk to us →
Included in all three
The list of things that cost extra is empty.
Bank connectivity is normally sold with a setup fee per bank, a licence per country, a support tier, and a professional-services engagement to make it all work. We priced it as one thing because it is one thing.
Every bank we support
All banks, all countries, as many connections as you like. The second costs the same as the first.
Bank connection setup
Keys and certificates, certificate enrolment, activation, connectivity testing and the first live payment.
Support and the SLA
One service level for everybody, answered by the engineers who wrote the bank integration.
Security and infrastructure
Per-tenant isolation, encrypted credentials, certificate pinning, full audit trail.
Statements and confirmations
camt.052, camt.053, camt.054 and pain.002, normalised into one format. Never metered.
Users, seats and environments
Your whole finance team and your whole dev team. Sandbox is free and unlimited.
Format changes when a bank moves
Banks change their specifications. Keeping up is our job and costs you nothing.
The unit
A payment is one payment leaving for a bank.
One instruction to move money, accepted by a bank. Not an API call and not a file: a supplier payment file with 500 lines is 500 payments, because 500 suppliers get paid, and one payment settling three invoices is one payment, because the money moves once.
Every counted payment is recorded the moment the bank accepts it, and you can see the running total for the month at any time, so you can check your invoice against it.
If you go over
The payments still go out.
Passing your allowance is not an error state. The extra payments bill at your package's rate, and we alert you as you approach it and again when you pass it, while the month is still running.
Worked example. On Starter, 100 payments a month are included for DKK 750. Send 120 and the extra 20 bill at DKK 16.70 each: DKK 750 + 20 × DKK 16.70 = DKK 1,084. At 130 payments Starter would come to DKK 1,251, more than Growth's DKK 1,250 with 250 included. That is the point where we email you and say move up.
Questions
The ones worth asking.
Do you charge per bank connection?
No. A per-bank price punishes the customer consolidating five banks onto one API, and that is the customer we want. Connect two banks or twelve; the price is the same.
Do you charge per user?
No. Add everyone who needs access, including your auditors.
Is there a setup fee?
No. The technical setup of each bank connection is real work: keys, certificates, activation and testing. We do it, and it is included. We would rather be paid when the payments start flowing.
Can I try it before paying?
Yes. Sandbox is free and unlimited, and your first 10 production payments are free too, with no card and no time limit. You pick a package at your eleventh real payment, by which point you have connected a bank and watched money move.
Is VAT included?
No. Prices exclude VAT, which is added according to where your business is registered. EU business customers outside Denmark with a valid VAT number are handled under the reverse charge.
Is there a contract term?
No. Billing is monthly with no minimum term. Your package renews on the 1st of each month. The package price for the rest of the month you start in is free; payments over your allowance are billed as in every other month.
Can I pay in Danish kroner?
Yes. Every package has a price in DKK and in euro, and you pay in the one you choose. The packages and what they include are the same.
What if I send more than 500 payments a month?
Nothing stops: Scale keeps running and each extra payment bills at Scale's rate. Above 500 a month, talk to us and we will agree a price together.
What happens if an invoice goes unpaid?
We degrade, we never switch you off. You get warnings ahead of anything happening. If it stays unpaid, new submissions are refused, but payments your approvers already signed off are still sent, and incoming payments and statements never stop. We will not cause a missed payment run.
Tell us how many payments you send. That is the quote.
If you send more than 500 payments a month, say so and we will agree a price together. There is no pricing behind a login.